Your Amazing Loan Was Always There. Now Everyone Can See It.

Press Play on Day One

A seller in San Antonio calls her agent to talk about listing. Before the photographer is booked, the agent runs the address and finds a 2.625% FHA loan with eleven years of payments already behind it. By the time the listing goes live, the loan is verified, the remarks say so, and every buyer who sees the listing online sees what taking it over would cost them each month the moment it hits the market.

That’s the listing flow we want to normalize. This week, three releases make it a lot easier to get there, and they launch alongside a new retrorate.com homepage that puts our products for agents, brokers, and MLSs all in one place.

Pre-Listing Check

Assumable detection used to start once a home was already on the market. Now it starts at the first conversation. Any agent can check an address before it’s listed and see whether the loan is assumable. They’ll see the rate, the terms, and what it could mean for a buyer’s payment. As an agent, it’s your own personal cheat sheet before you walk into a listing presentation.

If the seller wants to lead with it in their marketing plan, they can share a mortgage statement. We cross-reference it against a variety of data sources to confirm accuracy, then issue a Verification of Loan (VOL) report. The listing launches with that report and the RetroRate Verified badge already in place, and the agent has what they need to fill in the MLS correctly the first time.

Free to check. Verification, promotion, and the VOL report are $25 per listing.

Broker Dashboard

Most assumable listings that go unmarketed aren’t being ignored. It’s just that nobody above the listing agent can see them. Our new assumable inventory dashboard fixes that for team leads and managing brokers. It rolls up every assumable listing across an agent, a team, or a whole brokerage, ranked by RetroMatch™, and shows how far along each listing is, from detected, to marketed, to verified.

When a listing has a strong rate and nothing behind it, the broker can nudge the agent to verify it without leaving the page. We give you everything you need to clear your listing pipeline and drive more interest in what’s sitting in it.

It runs on a brokerage’s own listing data, so we can turn it on for a brokerage in any market, not only where we have an MLS partnership. We’re already walking brokerages in our current markets through it. Contact us for more details on how to get started with a team account.

Free for agents on their own listings. Team and brokerage views are a paid add-on.

New Listing Details Page

The redesigned page leads with the rate. It puts the assumable loan beside a new 30-year loan at the same cash to close and shows the monthly difference over time. In a world where the average 30-year rate has just passed 7%, that’s usually a meaningful difference.

Verified listings carry the badge and a link to the full verification (VOL) report that the listing agent can share, so a buyer’s agent or lender can see the terms without diving deep into a servicer phone tree.

One path, start to finish

Check before listing. Verify with the seller. Market it from day one. Each step makes the next one easier.

Sellers start with a listing that stands out while rates are high. Listing agents have documented terms to share with any buyer’s agent or lender. Buyers see a payment they can compare, confirmed by a third party. Brokers see their assumable inventory in one place and can act on it.

See it on your listings

Everything is live now for RetroRate users in LERA MLS, Beaches MLS, and MIAMI REALTORS. For brokerages anywhere else, book a demo and we’ll show you the dashboard on your own inventory.

The new retrorate.com has a page for each audience: agents, brokers, and MLSs. Pick the one that fits and start there.