Don't get a new loan.

Assume a better one.

Assumable loans are the best way for consumers to realize below-market interest rates, but they're often invisible. RetroRate makes it possible for real estate pros to find, analyze, and market homes with assumable loans. 

We're helping unlock new real estate transactions in a world paralyzed by high interest rates.

USED BY AGENTS NATIONWIDE

I'm able to find my clients homes they didn't think they could afford. RetroRate has really helped me drive volume in a difficult market.

3.25% VA, Austin, TX

Get to know the

RetroRate Platform

Our intelligence platform provides solutions that let any agent be an assumable loan expert, right from their own site.

RetroRate for Agents

Get your buyers more home for less $$ by assuming a loan at below market rates.

Sell the home and its loan to command a price premium.

Buyer Features

Find homes with the best assumable loans for your clients. Our proprietary AI-powered RetroMatch™ loan scoring and side-by-side loan comparison tools never leaves you guessing.

Fully Integrated

Our suite of tools embeds directly into your website offering your visitors the ultimate call to action connect with you. We offer simple API access for the more adventurous. Be up and running in minutes.

RetroRate for MLS

Integrate our proprietary database of assumable loan information directly into the MLS so your subscribers can find great deals and generate more deal volume.

Seller Features

We give every listing agent featured placement if they promote their assumable listing. For a small fee, we work with the loan servicer to verify loan details, and gather initial buyer requirements.

RetroRate Concierge

Our dedicated team of professionals shepherd your clients' loan assumptions to the finish line, keeping you in the loop every step of the way.

Copyright: © 2023-present Assumable Technologies Inc., dba RetroRate. All rights reserved. Updated July 2025: By searching, you agree to the Terms of Use and Privacy Policy.


RetroRate and all RetroRate variants, and the Treehouse logo, are trademarks of Assumable Technologies Inc., registered or pending in the USPTO.  

RetroRate is a licensed real estate brokerage in the State of Colorado. License #EC.100109448

Fine Print

CONTACT

416 13th Street, Unit 200A

San Diego, CA 92104

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Call or Text: ‭(858) 867-8905‬