RetroRate Verified
Let your assumable listing stand out from the crowd.
Sell your listing with that great rate faster by getting it verified. We cross-reference the seller's mortgage statement against a variety of data sources to confirm accuracy, then issue a Verification of Loan (VOL) report. We badge your listing as Verified and promote it to buyers and agents hunting for low rates.
You'll need your seller's most recent mortgage statement.
Three steps to a faster sale.
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1 Upload
Upload your seller's most recent mortgage statement, or send your seller a secure link to upload it.
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2 Verify
We cross-reference the statement against a variety of data sources to confirm the rate, balance, payment, and more, then issue your VOL report.
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3 Promoted
Your Verified badge goes live and appears everywhere. Your listing is promoted on-site and in email.
Here's what you get.
- Verified loan details on the listing
- Featured branding
- Email promotion
- Preferred placement
Get up to 3x more views on your listing.
Case study
- unverified
- 51 days
- under contract
- 17 days later
A Texas listing with an assumable VA loan under 3.5% sat on the market for 51 days.
Then the agent verified with RetroRate. We cross-referenced the seller's mortgage statement against a variety of data sources to confirm accuracy, issued a Verification of Loan (VOL) report, and badged the listing.
Seventeen days later it was under contract, with the buyer assuming the loan.
Verify nowBuyers don't act on a rate they can't trust. Verification turns a claim into a confirmed number.
Your questions, answered.
Questions we haven't covered? Text or call (858) 867-8905, or email support@retrorate.com.
What's needed from my seller?
One recent mortgage statement, as an image or PDF. You can upload it yourself, or send your seller a secure link to upload it.
How does RetroRate verify a loan?
We cross-reference the seller’s mortgage statement against a variety of data sources including public records and county recorder information to confirm accuracy, then issue a Verification of Loan (VOL) report.
Is this safe and secure?
Our system uses the statement for verification only. It’s deleted automatically as soon as verification is complete.
What loans qualify?
VA and FHA loans are assumable and supported on RetroRate.
How long does verification take?
Our automated systems can usually verify within seconds. Sometimes we need additional info from you, or need to review a statement by hand if it’s missing information or is unclear, though the turnaround is still quick.
Is there a subscription?
No. Verification is priced per listing, with no subscription and no renewal, and the badge stays up for the life of the listing.
Where can I learn more about assumable loans?
Check out our FAQ for more.
Verify your listing today.
Priced per listing, so you only pay for the ones that need it.
"Up to 3x more views" is what RetroRate sees in its own production data. The case study is one listing's actual result, observed on RetroRate and in the MLS; results vary.