Skip to content

For the MLS

Give your members a real assumable field.

We authored the Assumable Loan standard, which ships in RESO v2.2, so assumable loans could be a real field instead of a keyword buried in the remarks. Your subscribers see verified assumable data without leaving the MLS, and can have a rich RetroRate search experience in days, not months.

Live in three MLSs. Available to brokerages everywhere else, too.

A Flexmls residential search in BeachesMLS with the Assumable RetroRate field checked to Yes, returning 1,344 active listings mapped across South Florida

Live in

How it works inside your MLS

  1. 1 Built on the standard

    We authored the Assumable Loan standard, which ships in RESO v2.2.

  2. 2 Live in days, not months

    Give your members single sign-on to RetroRate and they're searching assumable listings within days. No deep integration, no place in your vendor's release calendar.

  3. 3 Or inside the search they use

    Direct integrations with Cotality Matrix and FBS Flex put assumable data in the system your members already open.

  4. 4 Real time

    The feed updates all day, not once a night.

Works inside

Developers

Want the data in your own stack?

The same API and proprietary database behind RetroRate is available to MLS vendors and brokerage tech teams. Reach out to us if you're interested in a deeper integration.

Coverage

Not integrated yet?

RetroRate is available nationwide through an easy integration with your existing feed. Drop us a line or book a demo to discuss options in greater detail.

MLSs live today
3
agents reached through MLS partnerships
180K+
assumable listings active at any time
~120K

Heard from the industry

RWorld Talk on what assumable loans do for members

RWorld, the group behind Beaches MLS and MIAMI REALTORS, put assumable loans to their own audience: what a buyer taking over a 2.25% mortgage means for an agent, and what it takes for an MLS to surface those listings.

RWorld Talk episode title card asking what if your buyer could take over a 2.25% mortgage

Questions MLSs ask

How does our MLS integrate with RetroRate?

The easiest integration is simply providing access to RetroRate through your SSO provider, like SolidEarth. We can also integrate directly into your MLS software with Cotality Matrix and FBS Flex compatibility.

What does this cost our MLS?

Access to RetroRate is free to the MLS. Your members get assumable search and the data behind it at no cost to you.

There are add-ons beyond that, which some MLSs choose to subsidize for their agents and broker teams and some leave to the brokerage. We’ll go through the options on a demo.

What do you do with our data?

We use your feed to surface assumable listings for your members. We don’t resell it, and we don’t use it to build a product that competes with the MLS.

Verification works from a document the seller provides, not from your feed: we cross-reference the seller’s mortgage statement against a variety of data sources to confirm accuracy, then issue a Verification of Loan (VOL) report.

Who supports our members with assumable questions and using your site?

We do, on both counts. How an assumable loan works, and how to use RetroRate, come to us rather than your help desk, so putting this in front of members doesn’t add to your support load.

How long until our members have it?

Days. Give your members single sign-on and they reach RetroRate from where they already sign in, with no deep integration and no waiting on your vendor’s release calendar.

Where you’d rather the data sat inside the search they already open, we integrate directly with Cotality Matrix and FBS Flex. That path takes longer, and it isn’t the only way in.

Can a member or a listing opt out?

Assumability is a fact about the loan on a property, not about the agent or the brokerage, so it isn’t a profile setting.

What members see, and how it’s displayed, follows your rules. Tell us how you want it handled and we’ll set it up that way. Should a listing agent object to display of their assumable information, we can of course remove their listing from our site.

Read every question

More from RetroRate

RetroRate Verified

Verify details of an assumable loan, and promote your listing to agents looking for assumable deals on and off RetroRate.

VHS Extension

Download RetroRate VHS: A free browser extension that shows you assumable loan information on top of your favorite real estate portals and broker sites.

RetroRate

Put assumable data where your members already work.

In thirty minutes we'll give you the rundown on assumable loans and show how you can leverage assumable data in your own listings.

The ~120K assumable listings active at any time is an estimate, taking the rate of assumable loans we see on the market against the number of homes for sale. 180K+ agents is the combined membership of the MLSs we're live in.

Sign in to RetroRate

We've partnered with your local MLS or broker to provide access to RetroRate tools for real estate professionals. Please sign in through your MLS or broker resources panel, or by clicking your logo below.

Sign in through your MLS

Sign in through your brokerage