About RetroRate
Assumable loans shouldn't be a secret.
Millions of homes carry FHA and VA loans at rates buyers can't get today. We build the data and software that make those loans visible, so agents, brokers, and MLSs can find them, verify them, and market them.
Our mission
Get more people into homes.
RetroRate unlocks homeownership in a market paralyzed by high interest rates. We empower real estate professionals and their clients to find and transact on homes that otherwise would have been sitting dormant. Our goal is to get more people into homes.
RetroRate was founded by veterans in real estate, mortgage tech, and fintech who recognized an opportunity to leverage assumable mortgages, a financing option underutilized since the 1980s, to make housing more affordable. We're based in San Diego, our data covers all 50 states, and we're live in three MLSs, with brokerages everywhere else.
The team
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CEO and Co-founder
Real estate & mortgage tech nerd. ex-Redfin & Credit Karma. Like Tony Stark but for mortgages.
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CTO and Co-founder
Technical expert, delighting users since the dial-up days ended.
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Head of Growth
20yrs of startup grit, enterprise tech, and real estate brokerage. Navy Veteran.
Press and appearances
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RESO ·
RESO 2026 Spring Conference Recap: Focused Advancements -
RESO · Video ·
Assumable Loan Standards, A Key to Affordability -
RWorld · Podcast ·
What If Your Buyer Could Take Over a 2.25% Mortgage? -
Financial Times ·
The market-defying appeal of assumable mortgages -
Homebot · Video ·
Reinventing Home Search: How to Win Clients in the Era of Privacy
