You may have heard about assumable loans. Those are the loans with the great low rates that you can take over from a homeowner, snagging you someone else’s 4%, 3% or 2.5% loan. But it’s nearly impossible to know if that dream home you’re looking at on Redfin, Zillow or Realtor.com has one. Today, USA Today broke the story that RetroRate is making its best-in-class assumable loan database available to home buyers and sellers, free of charge, on your favorite real estate sites with RetroRate VHS.
Wait a second… assumable loan information on my favorite real estate site? By installing the RetroRate VHS Chrome Extension, we’ll automatically detect if the home you’re looking at has an assumable loan, and display assumable loan details right alongside the same pages you’re already spending time on in your home search. If you find a home you’re interested in, you can invite your agent to join in on the fun.
It’s the fastest way to getting a great deal on a home.
I don’t know the first thing about assumable loans
RetroRate pulls together MLS information (the kind you’d find on a website like Redfin or Zillow), county recorder property data, AVM data (automated home prices), historical interest rate data from a variety of sources and much, much more. Then we clean it up, patch the holes, and compare it against new home loans at the prime rate multiple times a day so you know, at a glance, how good an assumable loan this home has with our exclusive RetroMatch™ score.
Our mission at RetroRate is simple: we want more buyers, sellers and their agents to know about the great benefits that assumable loans have to offer so more people can get into homes. Our hope is that with the launch of VHS (view home savings) we’ll be able to help achieve this goal.
This is just the beginning of assumable loans everywhere
We want assumable loan data everywhere. If enough of you want it, we’ll add Safari support, and if there are other sites you’d like us to add, let us know.
Download RetroRate VHS today, and tell us what you think! We hope you’ll enjoy it as much as we did building it for you.

By Andy Taylor
CEO and Co-founder
Cur: Founder/CEO @RetroRate; Prev: VP & GM @CreditKarma, Founder/CEO @Approved (acquired), @SocialCapital, @Redfin, Apple, EA.
Andy Taylor on LinkedIn