{"level":"city","name":"Milwaukee","state":"WI","state_name":"Wisconsin","page":"https://www.retrorate.com/assumable-mortgages/wisconsin/milwaukee","parent":{"name":"Wisconsin","page":"https://www.retrorate.com/assumable-mortgages/wisconsin"},"counted_as_of":"2026-10-15","market_rate":{"value":7.3,"label":"average 30-year fixed rate","as_of":"2026-10-16","source":"Optimal Blue Mortgage Market Indices (OBMMI)"},"savings_basis":{"comparison":"the assumable loan against a new loan for the same amount, at the same cash to close","includes":"principal and interest only","remaining_term_years":25,"remaining_term_assumed":true},"coverage":{"tier":"B","on_market":"off-market only: counts cover homes with a mortgage carrying an assumable loan"},"figures":{"assumable_homes":13692,"avg_assumable_rate":4.67,"avg_balance":167451,"avg_monthly_savings":201,"rate_bands":{"under_3":1081,"3_to_4":4406,"4_to_5":2755,"5_and_over":5450}},"zip_codes":{"note":"The ZIP codes with the most assumable stock in this city, not every ZIP in it.","published":[{"name":"53219","page":"https://www.retrorate.com/assumable-mortgages/wisconsin/milwaukee/53219","data":"https://www.retrorate.com/assumable-mortgages/wisconsin/milwaukee/53219.json","assumable_homes":1542,"avg_assumable_rate":4.42,"avg_monthly_savings":256,"on_market_coverage":false},{"name":"53218","page":"https://www.retrorate.com/assumable-mortgages/wisconsin/milwaukee/53218","data":"https://www.retrorate.com/assumable-mortgages/wisconsin/milwaukee/53218.json","assumable_homes":1516,"avg_assumable_rate":4.84,"avg_monthly_savings":166,"on_market_coverage":false},{"name":"53209","page":"https://www.retrorate.com/assumable-mortgages/wisconsin/milwaukee/53209","data":"https://www.retrorate.com/assumable-mortgages/wisconsin/milwaukee/53209.json","assumable_homes":1330,"avg_assumable_rate":4.89,"avg_monthly_savings":155,"on_market_coverage":false},{"name":"53223","page":"https://www.retrorate.com/assumable-mortgages/wisconsin/milwaukee/53223","data":"https://www.retrorate.com/assumable-mortgages/wisconsin/milwaukee/53223.json","assumable_homes":1238,"avg_assumable_rate":4.63,"avg_monthly_savings":234,"on_market_coverage":false},{"name":"53216","page":"https://www.retrorate.com/assumable-mortgages/wisconsin/milwaukee/53216","data":"https://www.retrorate.com/assumable-mortgages/wisconsin/milwaukee/53216.json","assumable_homes":1211,"avg_assumable_rate":4.88,"avg_monthly_savings":152,"on_market_coverage":false},{"name":"53222","page":"https://www.retrorate.com/assumable-mortgages/wisconsin/milwaukee/53222","data":"https://www.retrorate.com/assumable-mortgages/wisconsin/milwaukee/53222.json","assumable_homes":1160,"avg_assumable_rate":4.46,"avg_monthly_savings":230,"on_market_coverage":false},{"name":"53215","page":"https://www.retrorate.com/assumable-mortgages/wisconsin/milwaukee/53215","data":"https://www.retrorate.com/assumable-mortgages/wisconsin/milwaukee/53215.json","assumable_homes":1094,"avg_assumable_rate":4.52,"avg_monthly_savings":185,"on_market_coverage":false},{"name":"53221","page":"https://www.retrorate.com/assumable-mortgages/wisconsin/milwaukee/53221","data":"https://www.retrorate.com/assumable-mortgages/wisconsin/milwaukee/53221.json","assumable_homes":1003,"avg_assumable_rate":4.34,"avg_monthly_savings":259,"on_market_coverage":false}]},"terms":{"publisher":"RetroRate (Assumable Technologies Inc.)","source":"RetroRate production data, from public data sources and county records","attribution":"Cite as RetroRate, with a link to the page URL.","contact":"press@retrorate.com","documentation":"https://www.retrorate.com/assumable-mortgages"}}