{"level":"city","name":"Tacoma","state":"WA","state_name":"Washington","page":"https://www.retrorate.com/assumable-mortgages/washington/tacoma","parent":{"name":"Washington","page":"https://www.retrorate.com/assumable-mortgages/washington"},"counted_as_of":"2026-10-15","market_rate":{"value":7.3,"label":"average 30-year fixed rate","as_of":"2026-10-16","source":"Optimal Blue Mortgage Market Indices (OBMMI)"},"savings_basis":{"comparison":"the assumable loan against a new loan for the same amount, at the same cash to close","includes":"principal and interest only","remaining_term_years":25,"remaining_term_assumed":true},"coverage":{"tier":"B","on_market":"off-market only: counts cover homes with a mortgage carrying an assumable loan"},"figures":{"assumable_homes":20429,"avg_assumable_rate":4.88,"avg_balance":270970,"avg_monthly_savings":293,"rate_bands":{"under_3":1944,"3_to_4":5940,"4_to_5":4187,"5_and_over":8358}},"zip_codes":{"note":"The ZIP codes with the most assumable stock in this city, not every ZIP in it.","published":[{"name":"98404","page":"https://www.retrorate.com/assumable-mortgages/washington/tacoma/98404","data":"https://www.retrorate.com/assumable-mortgages/washington/tacoma/98404.json","assumable_homes":3047,"avg_assumable_rate":4.88,"avg_monthly_savings":271,"on_market_coverage":false},{"name":"98408","page":"https://www.retrorate.com/assumable-mortgages/washington/tacoma/98408","data":"https://www.retrorate.com/assumable-mortgages/washington/tacoma/98408.json","assumable_homes":2030,"avg_assumable_rate":4.95,"avg_monthly_savings":249,"on_market_coverage":false},{"name":"98409","page":"https://www.retrorate.com/assumable-mortgages/washington/tacoma/98409","data":"https://www.retrorate.com/assumable-mortgages/washington/tacoma/98409.json","assumable_homes":1780,"avg_assumable_rate":4.98,"avg_monthly_savings":247,"on_market_coverage":false},{"name":"98405","page":"https://www.retrorate.com/assumable-mortgages/washington/tacoma/98405","data":"https://www.retrorate.com/assumable-mortgages/washington/tacoma/98405.json","assumable_homes":1695,"avg_assumable_rate":4.92,"avg_monthly_savings":264,"on_market_coverage":false},{"name":"98406","page":"https://www.retrorate.com/assumable-mortgages/washington/tacoma/98406","data":"https://www.retrorate.com/assumable-mortgages/washington/tacoma/98406.json","assumable_homes":1131,"avg_assumable_rate":4.89,"avg_monthly_savings":312,"on_market_coverage":false},{"name":"98407","page":"https://www.retrorate.com/assumable-mortgages/washington/tacoma/98407","data":"https://www.retrorate.com/assumable-mortgages/washington/tacoma/98407.json","assumable_homes":1099,"avg_assumable_rate":4.69,"avg_monthly_savings":391,"on_market_coverage":false},{"name":"98422","page":"https://www.retrorate.com/assumable-mortgages/washington/tacoma/98422","data":"https://www.retrorate.com/assumable-mortgages/washington/tacoma/98422.json","assumable_homes":1078,"avg_assumable_rate":4.75,"avg_monthly_savings":376,"on_market_coverage":false},{"name":"98418","page":"https://www.retrorate.com/assumable-mortgages/washington/tacoma/98418","data":"https://www.retrorate.com/assumable-mortgages/washington/tacoma/98418.json","assumable_homes":973,"avg_assumable_rate":5.03,"avg_monthly_savings":234,"on_market_coverage":false}]},"terms":{"publisher":"RetroRate (Assumable Technologies Inc.)","source":"RetroRate production data, from public data sources and county records","attribution":"Cite as RetroRate, with a link to the page URL.","contact":"press@retrorate.com","documentation":"https://www.retrorate.com/assumable-mortgages"}}