{"level":"state","name":"Washington","state":"WA","page":"https://www.retrorate.com/assumable-mortgages/washington","parent":{"name":"United States","page":"https://www.retrorate.com/assumable-mortgages"},"counted_as_of":"2026-10-15","market_rate":{"value":7.3,"label":"average 30-year fixed rate","as_of":"2026-10-16","source":"Optimal Blue Mortgage Market Indices (OBMMI)"},"savings_basis":{"comparison":"the assumable loan against a new loan for the same amount, at the same cash to close","includes":"principal and interest only","remaining_term_years":25,"remaining_term_assumed":true},"coverage":{"tier":"B","on_market":"off-market only: counts cover homes with a mortgage carrying an assumable loan"},"figures":{"assumable_homes":360574,"avg_assumable_rate":4.83,"avg_balance":287018,"avg_monthly_savings":318,"rate_bands":{"under_3":35890,"3_to_4":106239,"4_to_5":76482,"5_and_over":141963}},"markets":[{"name":"Spokane","page":"https://www.retrorate.com/assumable-mortgages/washington/spokane","data":"https://www.retrorate.com/assumable-mortgages/washington/spokane.json","assumable_homes":21192,"avg_assumable_rate":5.12,"avg_monthly_savings":180,"on_market_coverage":false},{"name":"Tacoma","page":"https://www.retrorate.com/assumable-mortgages/washington/tacoma","data":"https://www.retrorate.com/assumable-mortgages/washington/tacoma.json","assumable_homes":20429,"avg_assumable_rate":4.88,"avg_monthly_savings":293,"on_market_coverage":false},{"name":"Vancouver","page":"https://www.retrorate.com/assumable-mortgages/washington/vancouver","data":"https://www.retrorate.com/assumable-mortgages/washington/vancouver.json","assumable_homes":19337,"avg_assumable_rate":4.83,"avg_monthly_savings":286,"on_market_coverage":false},{"name":"Seattle","page":"https://www.retrorate.com/assumable-mortgages/washington/seattle","data":"https://www.retrorate.com/assumable-mortgages/washington/seattle.json","assumable_homes":13637,"avg_assumable_rate":5.08,"avg_monthly_savings":324,"on_market_coverage":false},{"name":"Puyallup","page":"https://www.retrorate.com/assumable-mortgages/washington/puyallup","data":"https://www.retrorate.com/assumable-mortgages/washington/puyallup.json","assumable_homes":11398,"avg_assumable_rate":4.61,"avg_monthly_savings":410,"on_market_coverage":false},{"name":"Olympia","page":"https://www.retrorate.com/assumable-mortgages/washington/olympia","data":"https://www.retrorate.com/assumable-mortgages/washington/olympia.json","assumable_homes":9011,"avg_assumable_rate":4.8,"avg_monthly_savings":338,"on_market_coverage":false},{"name":"Bremerton","page":"https://www.retrorate.com/assumable-mortgages/washington/bremerton","data":"https://www.retrorate.com/assumable-mortgages/washington/bremerton.json","assumable_homes":8500,"avg_assumable_rate":5.04,"avg_monthly_savings":279,"on_market_coverage":false},{"name":"Everett","page":"https://www.retrorate.com/assumable-mortgages/washington/everett","data":"https://www.retrorate.com/assumable-mortgages/washington/everett.json","assumable_homes":8158,"avg_assumable_rate":5.01,"avg_monthly_savings":279,"on_market_coverage":false}],"terms":{"publisher":"RetroRate (Assumable Technologies Inc.)","source":"RetroRate production data, from public data sources and county records","attribution":"Cite as RetroRate, with a link to the page URL.","contact":"press@retrorate.com","documentation":"https://www.retrorate.com/assumable-mortgages"}}