{"level":"zip","name":"75253","zip":"75253","city":"Dallas","state":"TX","state_name":"Texas","page":"https://www.retrorate.com/assumable-mortgages/texas/dallas/75253","parent":{"name":"Dallas","page":"https://www.retrorate.com/assumable-mortgages/texas/dallas"},"counted_as_of":"2026-10-15","market_rate":{"value":7.3,"label":"average 30-year fixed rate","as_of":"2026-10-16","source":"Optimal Blue Mortgage Market Indices (OBMMI)"},"savings_basis":{"comparison":"the assumable loan against a new loan for the same amount, at the same cash to close","includes":"principal and interest only","remaining_term_years":25,"remaining_term_assumed":true},"coverage":{"tier":"B","on_market":"off-market only: counts cover homes with a mortgage carrying an assumable loan"},"figures":{"assumable_homes":958,"avg_assumable_rate":5.03,"avg_balance":227462,"avg_monthly_savings":226,"rate_bands":{"under_3":115,"3_to_4":281,"4_to_5":100,"5_and_over":462}},"terms":{"publisher":"RetroRate (Assumable Technologies Inc.)","source":"RetroRate production data, from public data sources and county records","attribution":"Cite as RetroRate, with a link to the page URL.","contact":"press@retrorate.com","documentation":"https://www.retrorate.com/assumable-mortgages"}}