{"level":"city","name":"Dallas","state":"TX","state_name":"Texas","page":"https://www.retrorate.com/assumable-mortgages/texas/dallas","parent":{"name":"Texas","page":"https://www.retrorate.com/assumable-mortgages/texas"},"counted_as_of":"2026-10-15","market_rate":{"value":7.3,"label":"average 30-year fixed rate","as_of":"2026-10-16","source":"Optimal Blue Mortgage Market Indices (OBMMI)"},"savings_basis":{"comparison":"the assumable loan against a new loan for the same amount, at the same cash to close","includes":"principal and interest only","remaining_term_years":25,"remaining_term_assumed":true},"coverage":{"tier":"B","on_market":"off-market only: counts cover homes with a mortgage carrying an assumable loan"},"figures":{"assumable_homes":15707,"avg_assumable_rate":4.59,"avg_balance":236478,"avg_monthly_savings":295,"rate_bands":{"under_3":2819,"3_to_4":5420,"4_to_5":1591,"5_and_over":5877}},"zip_codes":{"note":"The ZIP codes with the most assumable stock in this city, not every ZIP in it.","published":[{"name":"75241","page":"https://www.retrorate.com/assumable-mortgages/texas/dallas/75241","data":"https://www.retrorate.com/assumable-mortgages/texas/dallas/75241.json","assumable_homes":1414,"avg_assumable_rate":5.02,"avg_monthly_savings":196,"on_market_coverage":false},{"name":"75217","page":"https://www.retrorate.com/assumable-mortgages/texas/dallas/75217","data":"https://www.retrorate.com/assumable-mortgages/texas/dallas/75217.json","assumable_homes":1296,"avg_assumable_rate":4.56,"avg_monthly_savings":209,"on_market_coverage":false},{"name":"75216","page":"https://www.retrorate.com/assumable-mortgages/texas/dallas/75216","data":"https://www.retrorate.com/assumable-mortgages/texas/dallas/75216.json","assumable_homes":1200,"avg_assumable_rate":4.91,"avg_monthly_savings":222,"on_market_coverage":false},{"name":"75228","page":"https://www.retrorate.com/assumable-mortgages/texas/dallas/75228","data":"https://www.retrorate.com/assumable-mortgages/texas/dallas/75228.json","assumable_homes":1174,"avg_assumable_rate":4.56,"avg_monthly_savings":284,"on_market_coverage":false},{"name":"75227","page":"https://www.retrorate.com/assumable-mortgages/texas/dallas/75227","data":"https://www.retrorate.com/assumable-mortgages/texas/dallas/75227.json","assumable_homes":1100,"avg_assumable_rate":4.4,"avg_monthly_savings":257,"on_market_coverage":false},{"name":"75253","page":"https://www.retrorate.com/assumable-mortgages/texas/dallas/75253","data":"https://www.retrorate.com/assumable-mortgages/texas/dallas/75253.json","assumable_homes":958,"avg_assumable_rate":5.03,"avg_monthly_savings":226,"on_market_coverage":false},{"name":"75249","page":"https://www.retrorate.com/assumable-mortgages/texas/dallas/75249","data":"https://www.retrorate.com/assumable-mortgages/texas/dallas/75249.json","assumable_homes":807,"avg_assumable_rate":4.17,"avg_monthly_savings":275,"on_market_coverage":false},{"name":"75232","page":"https://www.retrorate.com/assumable-mortgages/texas/dallas/75232","data":"https://www.retrorate.com/assumable-mortgages/texas/dallas/75232.json","assumable_homes":745,"avg_assumable_rate":4.44,"avg_monthly_savings":247,"on_market_coverage":false}]},"terms":{"publisher":"RetroRate (Assumable Technologies Inc.)","source":"RetroRate production data, from public data sources and county records","attribution":"Cite as RetroRate, with a link to the page URL.","contact":"press@retrorate.com","documentation":"https://www.retrorate.com/assumable-mortgages"}}