{"level":"city","name":"Beaumont","state":"TX","state_name":"Texas","page":"https://www.retrorate.com/assumable-mortgages/texas/beaumont","parent":{"name":"Texas","page":"https://www.retrorate.com/assumable-mortgages/texas"},"counted_as_of":"2026-10-15","market_rate":{"value":7.3,"label":"average 30-year fixed rate","as_of":"2026-10-16","source":"Optimal Blue Mortgage Market Indices (OBMMI)"},"savings_basis":{"comparison":"the assumable loan against a new loan for the same amount, at the same cash to close","includes":"principal and interest only","remaining_term_years":25,"remaining_term_assumed":true},"coverage":{"tier":"A","on_market":"live listing data: counts include what is for sale"},"figures":{"assumable_homes":4156,"avg_assumable_rate":4.75,"avg_balance":194117,"avg_monthly_savings":224,"rate_bands":{"under_3":613,"3_to_4":1373,"4_to_5":445,"5_and_over":1725},"listings_assumable_now":0},"zip_codes":{"note":"The ZIP codes with the most assumable stock in this city, not every ZIP in it.","published":[{"name":"77706","page":"https://www.retrorate.com/assumable-mortgages/texas/beaumont/77706","data":"https://www.retrorate.com/assumable-mortgages/texas/beaumont/77706.json","assumable_homes":1107,"avg_assumable_rate":4.71,"avg_monthly_savings":245,"on_market_coverage":true,"listings_assumable_now":0},{"name":"77707","page":"https://www.retrorate.com/assumable-mortgages/texas/beaumont/77707","data":"https://www.retrorate.com/assumable-mortgages/texas/beaumont/77707.json","assumable_homes":846,"avg_assumable_rate":4.57,"avg_monthly_savings":200,"on_market_coverage":true,"listings_assumable_now":0},{"name":"77713","page":"https://www.retrorate.com/assumable-mortgages/texas/beaumont/77713","data":"https://www.retrorate.com/assumable-mortgages/texas/beaumont/77713.json","assumable_homes":752,"avg_assumable_rate":4.7,"avg_monthly_savings":284,"on_market_coverage":true,"listings_assumable_now":0},{"name":"77705","page":"https://www.retrorate.com/assumable-mortgages/texas/beaumont/77705","data":"https://www.retrorate.com/assumable-mortgages/texas/beaumont/77705.json","assumable_homes":591,"avg_assumable_rate":4.78,"avg_monthly_savings":230,"on_market_coverage":true,"listings_assumable_now":0},{"name":"77708","page":"https://www.retrorate.com/assumable-mortgages/texas/beaumont/77708","data":"https://www.retrorate.com/assumable-mortgages/texas/beaumont/77708.json","assumable_homes":531,"avg_assumable_rate":4.95,"avg_monthly_savings":183,"on_market_coverage":true,"listings_assumable_now":0},{"name":"77703","page":"https://www.retrorate.com/assumable-mortgages/texas/beaumont/77703","data":"https://www.retrorate.com/assumable-mortgages/texas/beaumont/77703.json","assumable_homes":132,"avg_assumable_rate":5.06,"avg_monthly_savings":135,"on_market_coverage":true,"listings_assumable_now":0},{"name":"77701","page":"https://www.retrorate.com/assumable-mortgages/texas/beaumont/77701","data":"https://www.retrorate.com/assumable-mortgages/texas/beaumont/77701.json","assumable_homes":113,"avg_assumable_rate":5.23,"avg_monthly_savings":117,"on_market_coverage":true,"listings_assumable_now":0},{"name":"77702","page":"https://www.retrorate.com/assumable-mortgages/texas/beaumont/77702","data":"https://www.retrorate.com/assumable-mortgages/texas/beaumont/77702.json","assumable_homes":84,"avg_assumable_rate":4.69,"avg_monthly_savings":208,"on_market_coverage":true,"listings_assumable_now":0}]},"terms":{"publisher":"RetroRate (Assumable Technologies Inc.)","source":"RetroRate production data, from public data sources and county records","attribution":"Cite as RetroRate, with a link to the page URL.","contact":"press@retrorate.com","documentation":"https://www.retrorate.com/assumable-mortgages"}}