{"level":"city","name":"Austin","state":"TX","state_name":"Texas","page":"https://www.retrorate.com/assumable-mortgages/texas/austin","parent":{"name":"Texas","page":"https://www.retrorate.com/assumable-mortgages/texas"},"counted_as_of":"2026-10-15","market_rate":{"value":7.3,"label":"average 30-year fixed rate","as_of":"2026-10-16","source":"Optimal Blue Mortgage Market Indices (OBMMI)"},"savings_basis":{"comparison":"the assumable loan against a new loan for the same amount, at the same cash to close","includes":"principal and interest only","remaining_term_years":25,"remaining_term_assumed":true},"coverage":{"tier":"A","on_market":"live listing data: counts include what is for sale"},"figures":{"assumable_homes":9501,"avg_assumable_rate":4.42,"avg_balance":336538,"avg_monthly_savings":452,"rate_bands":{"under_3":2059,"3_to_4":3419,"4_to_5":872,"5_and_over":3151},"listings_assumable_now":0},"zip_codes":{"note":"The ZIP codes with the most assumable stock in this city, not every ZIP in it.","published":[{"name":"78744","page":"https://www.retrorate.com/assumable-mortgages/texas/austin/78744","data":"https://www.retrorate.com/assumable-mortgages/texas/austin/78744.json","assumable_homes":1210,"avg_assumable_rate":4.72,"avg_monthly_savings":357,"on_market_coverage":true,"listings_assumable_now":0},{"name":"78748","page":"https://www.retrorate.com/assumable-mortgages/texas/austin/78748","data":"https://www.retrorate.com/assumable-mortgages/texas/austin/78748.json","assumable_homes":956,"avg_assumable_rate":4.21,"avg_monthly_savings":442,"on_market_coverage":true,"listings_assumable_now":0},{"name":"78747","page":"https://www.retrorate.com/assumable-mortgages/texas/austin/78747","data":"https://www.retrorate.com/assumable-mortgages/texas/austin/78747.json","assumable_homes":927,"avg_assumable_rate":4.72,"avg_monthly_savings":356,"on_market_coverage":true,"listings_assumable_now":0},{"name":"78617","page":"https://www.retrorate.com/assumable-mortgages/texas/austin/78617","data":"https://www.retrorate.com/assumable-mortgages/texas/austin/78617.json","assumable_homes":901,"avg_assumable_rate":4.72,"avg_monthly_savings":274,"on_market_coverage":true,"listings_assumable_now":0},{"name":"78754","page":"https://www.retrorate.com/assumable-mortgages/texas/austin/78754","data":"https://www.retrorate.com/assumable-mortgages/texas/austin/78754.json","assumable_homes":639,"avg_assumable_rate":4.11,"avg_monthly_savings":373,"on_market_coverage":true,"listings_assumable_now":0},{"name":"78745","page":"https://www.retrorate.com/assumable-mortgages/texas/austin/78745","data":"https://www.retrorate.com/assumable-mortgages/texas/austin/78745.json","assumable_homes":523,"avg_assumable_rate":4.63,"avg_monthly_savings":411,"on_market_coverage":true,"listings_assumable_now":0},{"name":"78724","page":"https://www.retrorate.com/assumable-mortgages/texas/austin/78724","data":"https://www.retrorate.com/assumable-mortgages/texas/austin/78724.json","assumable_homes":477,"avg_assumable_rate":4.21,"avg_monthly_savings":343,"on_market_coverage":true,"listings_assumable_now":0},{"name":"78753","page":"https://www.retrorate.com/assumable-mortgages/texas/austin/78753","data":"https://www.retrorate.com/assumable-mortgages/texas/austin/78753.json","assumable_homes":384,"avg_assumable_rate":4.41,"avg_monthly_savings":330,"on_market_coverage":true,"listings_assumable_now":0}]},"terms":{"publisher":"RetroRate (Assumable Technologies Inc.)","source":"RetroRate production data, from public data sources and county records","attribution":"Cite as RetroRate, with a link to the page URL.","contact":"press@retrorate.com","documentation":"https://www.retrorate.com/assumable-mortgages"}}