{"level":"city","name":"Amarillo","state":"TX","state_name":"Texas","page":"https://www.retrorate.com/assumable-mortgages/texas/amarillo","parent":{"name":"Texas","page":"https://www.retrorate.com/assumable-mortgages/texas"},"counted_as_of":"2026-10-15","market_rate":{"value":7.3,"label":"average 30-year fixed rate","as_of":"2026-10-16","source":"Optimal Blue Mortgage Market Indices (OBMMI)"},"savings_basis":{"comparison":"the assumable loan against a new loan for the same amount, at the same cash to close","includes":"principal and interest only","remaining_term_years":25,"remaining_term_assumed":true},"coverage":{"tier":"B","on_market":"off-market only: counts cover homes with a mortgage carrying an assumable loan"},"figures":{"assumable_homes":10034,"avg_assumable_rate":4.67,"avg_balance":197351,"avg_monthly_savings":237,"rate_bands":{"under_3":1845,"3_to_4":3151,"4_to_5":977,"5_and_over":4061}},"zip_codes":{"note":"The ZIP codes with the most assumable stock in this city, not every ZIP in it.","published":[{"name":"79118","page":"https://www.retrorate.com/assumable-mortgages/texas/amarillo/79118","data":"https://www.retrorate.com/assumable-mortgages/texas/amarillo/79118.json","assumable_homes":2052,"avg_assumable_rate":4.68,"avg_monthly_savings":259,"on_market_coverage":false},{"name":"79109","page":"https://www.retrorate.com/assumable-mortgages/texas/amarillo/79109","data":"https://www.retrorate.com/assumable-mortgages/texas/amarillo/79109.json","assumable_homes":1777,"avg_assumable_rate":4.6,"avg_monthly_savings":249,"on_market_coverage":false},{"name":"79119","page":"https://www.retrorate.com/assumable-mortgages/texas/amarillo/79119","data":"https://www.retrorate.com/assumable-mortgages/texas/amarillo/79119.json","assumable_homes":1230,"avg_assumable_rate":4.58,"avg_monthly_savings":384,"on_market_coverage":false},{"name":"79110","page":"https://www.retrorate.com/assumable-mortgages/texas/amarillo/79110","data":"https://www.retrorate.com/assumable-mortgages/texas/amarillo/79110.json","assumable_homes":1089,"avg_assumable_rate":4.58,"avg_monthly_savings":178,"on_market_coverage":false},{"name":"79106","page":"https://www.retrorate.com/assumable-mortgages/texas/amarillo/79106","data":"https://www.retrorate.com/assumable-mortgages/texas/amarillo/79106.json","assumable_homes":1013,"avg_assumable_rate":4.73,"avg_monthly_savings":181,"on_market_coverage":false},{"name":"79124","page":"https://www.retrorate.com/assumable-mortgages/texas/amarillo/79124","data":"https://www.retrorate.com/assumable-mortgages/texas/amarillo/79124.json","assumable_homes":628,"avg_assumable_rate":4.95,"avg_monthly_savings":293,"on_market_coverage":false},{"name":"79107","page":"https://www.retrorate.com/assumable-mortgages/texas/amarillo/79107","data":"https://www.retrorate.com/assumable-mortgages/texas/amarillo/79107.json","assumable_homes":579,"avg_assumable_rate":4.77,"avg_monthly_savings":116,"on_market_coverage":false},{"name":"79108","page":"https://www.retrorate.com/assumable-mortgages/texas/amarillo/79108","data":"https://www.retrorate.com/assumable-mortgages/texas/amarillo/79108.json","assumable_homes":522,"avg_assumable_rate":4.72,"avg_monthly_savings":194,"on_market_coverage":false}]},"terms":{"publisher":"RetroRate (Assumable Technologies Inc.)","source":"RetroRate production data, from public data sources and county records","attribution":"Cite as RetroRate, with a link to the page URL.","contact":"press@retrorate.com","documentation":"https://www.retrorate.com/assumable-mortgages"}}