{"level":"city","name":"Erie","state":"PA","state_name":"Pennsylvania","page":"https://www.retrorate.com/assumable-mortgages/pennsylvania/erie","parent":{"name":"Pennsylvania","page":"https://www.retrorate.com/assumable-mortgages/pennsylvania"},"counted_as_of":"2026-10-15","market_rate":{"value":7.3,"label":"average 30-year fixed rate","as_of":"2026-10-16","source":"Optimal Blue Mortgage Market Indices (OBMMI)"},"savings_basis":{"comparison":"the assumable loan against a new loan for the same amount, at the same cash to close","includes":"principal and interest only","remaining_term_years":25,"remaining_term_assumed":true},"coverage":{"tier":"B","on_market":"off-market only: counts cover homes with a mortgage carrying an assumable loan"},"figures":{"assumable_homes":7718,"avg_assumable_rate":4.77,"avg_balance":118778,"avg_monthly_savings":136,"rate_bands":{"under_3":669,"3_to_4":2270,"4_to_5":1877,"5_and_over":2902}},"zip_codes":{"note":"The ZIP codes with the most assumable stock in this city, not every ZIP in it.","published":[{"name":"16508","page":"https://www.retrorate.com/assumable-mortgages/pennsylvania/erie/16508","data":"https://www.retrorate.com/assumable-mortgages/pennsylvania/erie/16508.json","assumable_homes":1227,"avg_assumable_rate":4.75,"avg_monthly_savings":114,"on_market_coverage":false},{"name":"16510","page":"https://www.retrorate.com/assumable-mortgages/pennsylvania/erie/16510","data":"https://www.retrorate.com/assumable-mortgages/pennsylvania/erie/16510.json","assumable_homes":1214,"avg_assumable_rate":4.66,"avg_monthly_savings":150,"on_market_coverage":false},{"name":"16504","page":"https://www.retrorate.com/assumable-mortgages/pennsylvania/erie/16504","data":"https://www.retrorate.com/assumable-mortgages/pennsylvania/erie/16504.json","assumable_homes":1153,"avg_assumable_rate":4.89,"avg_monthly_savings":100,"on_market_coverage":false},{"name":"16509","page":"https://www.retrorate.com/assumable-mortgages/pennsylvania/erie/16509","data":"https://www.retrorate.com/assumable-mortgages/pennsylvania/erie/16509.json","assumable_homes":1063,"avg_assumable_rate":4.52,"avg_monthly_savings":200,"on_market_coverage":false},{"name":"16506","page":"https://www.retrorate.com/assumable-mortgages/pennsylvania/erie/16506","data":"https://www.retrorate.com/assumable-mortgages/pennsylvania/erie/16506.json","assumable_homes":755,"avg_assumable_rate":4.54,"avg_monthly_savings":228,"on_market_coverage":false},{"name":"16505","page":"https://www.retrorate.com/assumable-mortgages/pennsylvania/erie/16505","data":"https://www.retrorate.com/assumable-mortgages/pennsylvania/erie/16505.json","assumable_homes":653,"avg_assumable_rate":4.64,"avg_monthly_savings":174,"on_market_coverage":false},{"name":"16502","page":"https://www.retrorate.com/assumable-mortgages/pennsylvania/erie/16502","data":"https://www.retrorate.com/assumable-mortgages/pennsylvania/erie/16502.json","assumable_homes":631,"avg_assumable_rate":5.13,"avg_monthly_savings":77,"on_market_coverage":false},{"name":"16503","page":"https://www.retrorate.com/assumable-mortgages/pennsylvania/erie/16503","data":"https://www.retrorate.com/assumable-mortgages/pennsylvania/erie/16503.json","assumable_homes":246,"avg_assumable_rate":5.84,"avg_monthly_savings":26,"on_market_coverage":false}]},"terms":{"publisher":"RetroRate (Assumable Technologies Inc.)","source":"RetroRate production data, from public data sources and county records","attribution":"Cite as RetroRate, with a link to the page URL.","contact":"press@retrorate.com","documentation":"https://www.retrorate.com/assumable-mortgages"}}