{"level":"city","name":"Portland","state":"OR","state_name":"Oregon","page":"https://www.retrorate.com/assumable-mortgages/oregon/portland","parent":{"name":"Oregon","page":"https://www.retrorate.com/assumable-mortgages/oregon"},"counted_as_of":"2026-10-15","market_rate":{"value":7.3,"label":"average 30-year fixed rate","as_of":"2026-10-16","source":"Optimal Blue Mortgage Market Indices (OBMMI)"},"savings_basis":{"comparison":"the assumable loan against a new loan for the same amount, at the same cash to close","includes":"principal and interest only","remaining_term_years":25,"remaining_term_assumed":true},"coverage":{"tier":"B","on_market":"off-market only: counts cover homes with a mortgage carrying an assumable loan"},"figures":{"assumable_homes":11334,"avg_assumable_rate":4.52,"avg_balance":375024,"avg_monthly_savings":482,"rate_bands":{"under_3":2090,"3_to_4":3564,"4_to_5":1260,"5_and_over":4420}},"zip_codes":{"note":"The ZIP codes with the most assumable stock in this city, not every ZIP in it.","published":[{"name":"97230","page":"https://www.retrorate.com/assumable-mortgages/oregon/portland/97230","data":"https://www.retrorate.com/assumable-mortgages/oregon/portland/97230.json","assumable_homes":1092,"avg_assumable_rate":4.45,"avg_monthly_savings":452,"on_market_coverage":false},{"name":"97236","page":"https://www.retrorate.com/assumable-mortgages/oregon/portland/97236","data":"https://www.retrorate.com/assumable-mortgages/oregon/portland/97236.json","assumable_homes":1032,"avg_assumable_rate":4.54,"avg_monthly_savings":426,"on_market_coverage":false},{"name":"97233","page":"https://www.retrorate.com/assumable-mortgages/oregon/portland/97233","data":"https://www.retrorate.com/assumable-mortgages/oregon/portland/97233.json","assumable_homes":1028,"avg_assumable_rate":4.53,"avg_monthly_savings":402,"on_market_coverage":false},{"name":"97206","page":"https://www.retrorate.com/assumable-mortgages/oregon/portland/97206","data":"https://www.retrorate.com/assumable-mortgages/oregon/portland/97206.json","assumable_homes":831,"avg_assumable_rate":4.63,"avg_monthly_savings":432,"on_market_coverage":false},{"name":"97266","page":"https://www.retrorate.com/assumable-mortgages/oregon/portland/97266","data":"https://www.retrorate.com/assumable-mortgages/oregon/portland/97266.json","assumable_homes":806,"avg_assumable_rate":4.6,"avg_monthly_savings":401,"on_market_coverage":false},{"name":"97220","page":"https://www.retrorate.com/assumable-mortgages/oregon/portland/97220","data":"https://www.retrorate.com/assumable-mortgages/oregon/portland/97220.json","assumable_homes":668,"avg_assumable_rate":4.64,"avg_monthly_savings":415,"on_market_coverage":false},{"name":"97203","page":"https://www.retrorate.com/assumable-mortgages/oregon/portland/97203","data":"https://www.retrorate.com/assumable-mortgages/oregon/portland/97203.json","assumable_homes":560,"avg_assumable_rate":4.72,"avg_monthly_savings":425,"on_market_coverage":false},{"name":"97217","page":"https://www.retrorate.com/assumable-mortgages/oregon/portland/97217","data":"https://www.retrorate.com/assumable-mortgages/oregon/portland/97217.json","assumable_homes":442,"avg_assumable_rate":4.56,"avg_monthly_savings":460,"on_market_coverage":false}]},"terms":{"publisher":"RetroRate (Assumable Technologies Inc.)","source":"RetroRate production data, from public data sources and county records","attribution":"Cite as RetroRate, with a link to the page URL.","contact":"press@retrorate.com","documentation":"https://www.retrorate.com/assumable-mortgages"}}