{"level":"state","name":"Oregon","state":"OR","page":"https://www.retrorate.com/assumable-mortgages/oregon","parent":{"name":"United States","page":"https://www.retrorate.com/assumable-mortgages"},"counted_as_of":"2026-10-15","market_rate":{"value":7.3,"label":"average 30-year fixed rate","as_of":"2026-10-16","source":"Optimal Blue Mortgage Market Indices (OBMMI)"},"savings_basis":{"comparison":"the assumable loan against a new loan for the same amount, at the same cash to close","includes":"principal and interest only","remaining_term_years":25,"remaining_term_assumed":true},"coverage":{"tier":"B","on_market":"off-market only: counts cover homes with a mortgage carrying an assumable loan"},"figures":{"assumable_homes":114153,"avg_assumable_rate":4.5,"avg_balance":329653,"avg_monthly_savings":428,"rate_bands":{"under_3":22112,"3_to_4":34512,"4_to_5":13632,"5_and_over":43897}},"markets":[{"name":"Portland","page":"https://www.retrorate.com/assumable-mortgages/oregon/portland","data":"https://www.retrorate.com/assumable-mortgages/oregon/portland.json","assumable_homes":11334,"avg_assumable_rate":4.52,"avg_monthly_savings":482,"on_market_coverage":false},{"name":"Salem","page":"https://www.retrorate.com/assumable-mortgages/oregon/salem","data":"https://www.retrorate.com/assumable-mortgages/oregon/salem.json","assumable_homes":8066,"avg_assumable_rate":4.52,"avg_monthly_savings":398,"on_market_coverage":false}],"terms":{"publisher":"RetroRate (Assumable Technologies Inc.)","source":"RetroRate production data, from public data sources and county records","attribution":"Cite as RetroRate, with a link to the page URL.","contact":"press@retrorate.com","documentation":"https://www.retrorate.com/assumable-mortgages"}}