{"level":"city","name":"Oklahoma City","state":"OK","state_name":"Oklahoma","page":"https://www.retrorate.com/assumable-mortgages/oklahoma/oklahoma-city","parent":{"name":"Oklahoma","page":"https://www.retrorate.com/assumable-mortgages/oklahoma"},"counted_as_of":"2026-10-15","market_rate":{"value":7.3,"label":"average 30-year fixed rate","as_of":"2026-10-16","source":"Optimal Blue Mortgage Market Indices (OBMMI)"},"savings_basis":{"comparison":"the assumable loan against a new loan for the same amount, at the same cash to close","includes":"principal and interest only","remaining_term_years":25,"remaining_term_assumed":true},"coverage":{"tier":"B","on_market":"off-market only: counts cover homes with a mortgage carrying an assumable loan"},"figures":{"assumable_homes":28617,"avg_assumable_rate":4.99,"avg_balance":159815,"avg_monthly_savings":162,"rate_bands":{"under_3":2314,"3_to_4":7027,"4_to_5":5334,"5_and_over":13942}},"zip_codes":{"note":"The ZIP codes with the most assumable stock in this city, not every ZIP in it.","published":[{"name":"73099","page":"https://www.retrorate.com/assumable-mortgages/oklahoma/oklahoma-city/73099","data":"https://www.retrorate.com/assumable-mortgages/oklahoma/oklahoma-city/73099.json","assumable_homes":9657,"avg_assumable_rate":4.69,"avg_monthly_savings":255,"on_market_coverage":false},{"name":"73013","page":"https://www.retrorate.com/assumable-mortgages/oklahoma/oklahoma-city/73013","data":"https://www.retrorate.com/assumable-mortgages/oklahoma/oklahoma-city/73013.json","assumable_homes":3312,"avg_assumable_rate":4.65,"avg_monthly_savings":276,"on_market_coverage":false},{"name":"73012","page":"https://www.retrorate.com/assumable-mortgages/oklahoma/oklahoma-city/73012","data":"https://www.retrorate.com/assumable-mortgages/oklahoma/oklahoma-city/73012.json","assumable_homes":3227,"avg_assumable_rate":4.65,"avg_monthly_savings":287,"on_market_coverage":false},{"name":"73170","page":"https://www.retrorate.com/assumable-mortgages/oklahoma/oklahoma-city/73170","data":"https://www.retrorate.com/assumable-mortgages/oklahoma/oklahoma-city/73170.json","assumable_homes":3005,"avg_assumable_rate":4.61,"avg_monthly_savings":258,"on_market_coverage":false},{"name":"73064","page":"https://www.retrorate.com/assumable-mortgages/oklahoma/oklahoma-city/73064","data":"https://www.retrorate.com/assumable-mortgages/oklahoma/oklahoma-city/73064.json","assumable_homes":2756,"avg_assumable_rate":4.76,"avg_monthly_savings":249,"on_market_coverage":false},{"name":"73159","page":"https://www.retrorate.com/assumable-mortgages/oklahoma/oklahoma-city/73159","data":"https://www.retrorate.com/assumable-mortgages/oklahoma/oklahoma-city/73159.json","assumable_homes":2423,"avg_assumable_rate":4.94,"avg_monthly_savings":125,"on_market_coverage":false},{"name":"73135","page":"https://www.retrorate.com/assumable-mortgages/oklahoma/oklahoma-city/73135","data":"https://www.retrorate.com/assumable-mortgages/oklahoma/oklahoma-city/73135.json","assumable_homes":2243,"avg_assumable_rate":4.89,"avg_monthly_savings":156,"on_market_coverage":false},{"name":"73162","page":"https://www.retrorate.com/assumable-mortgages/oklahoma/oklahoma-city/73162","data":"https://www.retrorate.com/assumable-mortgages/oklahoma/oklahoma-city/73162.json","assumable_homes":2082,"avg_assumable_rate":4.72,"avg_monthly_savings":221,"on_market_coverage":false}]},"terms":{"publisher":"RetroRate (Assumable Technologies Inc.)","source":"RetroRate production data, from public data sources and county records","attribution":"Cite as RetroRate, with a link to the page URL.","contact":"press@retrorate.com","documentation":"https://www.retrorate.com/assumable-mortgages"}}