{"level":"state","name":"Oklahoma","state":"OK","page":"https://www.retrorate.com/assumable-mortgages/oklahoma","parent":{"name":"United States","page":"https://www.retrorate.com/assumable-mortgages"},"counted_as_of":"2026-10-15","market_rate":{"value":7.3,"label":"average 30-year fixed rate","as_of":"2026-10-16","source":"Optimal Blue Mortgage Market Indices (OBMMI)"},"savings_basis":{"comparison":"the assumable loan against a new loan for the same amount, at the same cash to close","includes":"principal and interest only","remaining_term_years":25,"remaining_term_assumed":true},"coverage":{"tier":"B","on_market":"off-market only: counts cover homes with a mortgage carrying an assumable loan"},"figures":{"assumable_homes":213667,"avg_assumable_rate":4.83,"avg_balance":178773,"avg_monthly_savings":198,"rate_bands":{"under_3":21037,"3_to_4":55858,"4_to_5":40857,"5_and_over":95915}},"markets":[{"name":"Oklahoma City","page":"https://www.retrorate.com/assumable-mortgages/oklahoma/oklahoma-city","data":"https://www.retrorate.com/assumable-mortgages/oklahoma/oklahoma-city.json","assumable_homes":28617,"avg_assumable_rate":4.99,"avg_monthly_savings":162,"on_market_coverage":false},{"name":"Tulsa","page":"https://www.retrorate.com/assumable-mortgages/oklahoma/tulsa","data":"https://www.retrorate.com/assumable-mortgages/oklahoma/tulsa.json","assumable_homes":19777,"avg_assumable_rate":4.92,"avg_monthly_savings":154,"on_market_coverage":false},{"name":"Broken Arrow","page":"https://www.retrorate.com/assumable-mortgages/oklahoma/broken-arrow","data":"https://www.retrorate.com/assumable-mortgages/oklahoma/broken-arrow.json","assumable_homes":11110,"avg_assumable_rate":4.74,"avg_monthly_savings":236,"on_market_coverage":false},{"name":"Edmond","page":"https://www.retrorate.com/assumable-mortgages/oklahoma/edmond","data":"https://www.retrorate.com/assumable-mortgages/oklahoma/edmond.json","assumable_homes":10734,"avg_assumable_rate":4.65,"avg_monthly_savings":296,"on_market_coverage":false},{"name":"Yukon","page":"https://www.retrorate.com/assumable-mortgages/oklahoma/yukon","data":"https://www.retrorate.com/assumable-mortgages/oklahoma/yukon.json","assumable_homes":9657,"avg_assumable_rate":4.69,"avg_monthly_savings":255,"on_market_coverage":false},{"name":"Lawton","page":"https://www.retrorate.com/assumable-mortgages/oklahoma/lawton","data":"https://www.retrorate.com/assumable-mortgages/oklahoma/lawton.json","assumable_homes":9129,"avg_assumable_rate":4.74,"avg_monthly_savings":188,"on_market_coverage":false}],"terms":{"publisher":"RetroRate (Assumable Technologies Inc.)","source":"RetroRate production data, from public data sources and county records","attribution":"Cite as RetroRate, with a link to the page URL.","contact":"press@retrorate.com","documentation":"https://www.retrorate.com/assumable-mortgages"}}