{"level":"city","name":"Toledo","state":"OH","state_name":"Ohio","page":"https://www.retrorate.com/assumable-mortgages/ohio/toledo","parent":{"name":"Ohio","page":"https://www.retrorate.com/assumable-mortgages/ohio"},"counted_as_of":"2026-10-15","market_rate":{"value":7.3,"label":"average 30-year fixed rate","as_of":"2026-10-16","source":"Optimal Blue Mortgage Market Indices (OBMMI)"},"savings_basis":{"comparison":"the assumable loan against a new loan for the same amount, at the same cash to close","includes":"principal and interest only","remaining_term_years":25,"remaining_term_assumed":true},"coverage":{"tier":"B","on_market":"off-market only: counts cover homes with a mortgage carrying an assumable loan"},"figures":{"assumable_homes":13379,"avg_assumable_rate":4.55,"avg_balance":115801,"avg_monthly_savings":147,"rate_bands":{"under_3":1218,"3_to_4":4580,"4_to_5":3419,"5_and_over":4162}},"zip_codes":{"note":"The ZIP codes with the most assumable stock in this city, not every ZIP in it.","published":[{"name":"43613","page":"https://www.retrorate.com/assumable-mortgages/ohio/toledo/43613","data":"https://www.retrorate.com/assumable-mortgages/ohio/toledo/43613.json","assumable_homes":2421,"avg_assumable_rate":4.49,"avg_monthly_savings":139,"on_market_coverage":false},{"name":"43615","page":"https://www.retrorate.com/assumable-mortgages/ohio/toledo/43615","data":"https://www.retrorate.com/assumable-mortgages/ohio/toledo/43615.json","assumable_homes":1926,"avg_assumable_rate":4.47,"avg_monthly_savings":170,"on_market_coverage":false},{"name":"43612","page":"https://www.retrorate.com/assumable-mortgages/ohio/toledo/43612","data":"https://www.retrorate.com/assumable-mortgages/ohio/toledo/43612.json","assumable_homes":1851,"avg_assumable_rate":4.65,"avg_monthly_savings":117,"on_market_coverage":false},{"name":"43614","page":"https://www.retrorate.com/assumable-mortgages/ohio/toledo/43614","data":"https://www.retrorate.com/assumable-mortgages/ohio/toledo/43614.json","assumable_homes":1849,"avg_assumable_rate":4.37,"avg_monthly_savings":180,"on_market_coverage":false},{"name":"43611","page":"https://www.retrorate.com/assumable-mortgages/ohio/toledo/43611","data":"https://www.retrorate.com/assumable-mortgages/ohio/toledo/43611.json","assumable_homes":1228,"avg_assumable_rate":4.49,"avg_monthly_savings":149,"on_market_coverage":false},{"name":"43623","page":"https://www.retrorate.com/assumable-mortgages/ohio/toledo/43623","data":"https://www.retrorate.com/assumable-mortgages/ohio/toledo/43623.json","assumable_homes":1148,"avg_assumable_rate":4.5,"avg_monthly_savings":174,"on_market_coverage":false},{"name":"43606","page":"https://www.retrorate.com/assumable-mortgages/ohio/toledo/43606","data":"https://www.retrorate.com/assumable-mortgages/ohio/toledo/43606.json","assumable_homes":824,"avg_assumable_rate":4.5,"avg_monthly_savings":185,"on_market_coverage":false},{"name":"43605","page":"https://www.retrorate.com/assumable-mortgages/ohio/toledo/43605","data":"https://www.retrorate.com/assumable-mortgages/ohio/toledo/43605.json","assumable_homes":577,"avg_assumable_rate":5.04,"avg_monthly_savings":62,"on_market_coverage":false}]},"terms":{"publisher":"RetroRate (Assumable Technologies Inc.)","source":"RetroRate production data, from public data sources and county records","attribution":"Cite as RetroRate, with a link to the page URL.","contact":"press@retrorate.com","documentation":"https://www.retrorate.com/assumable-mortgages"}}