{"level":"city","name":"Columbus","state":"OH","state_name":"Ohio","page":"https://www.retrorate.com/assumable-mortgages/ohio/columbus","parent":{"name":"Ohio","page":"https://www.retrorate.com/assumable-mortgages/ohio"},"counted_as_of":"2026-10-15","market_rate":{"value":7.3,"label":"average 30-year fixed rate","as_of":"2026-10-16","source":"Optimal Blue Mortgage Market Indices (OBMMI)"},"savings_basis":{"comparison":"the assumable loan against a new loan for the same amount, at the same cash to close","includes":"principal and interest only","remaining_term_years":25,"remaining_term_assumed":true},"coverage":{"tier":"B","on_market":"off-market only: counts cover homes with a mortgage carrying an assumable loan"},"figures":{"assumable_homes":27533,"avg_assumable_rate":4.87,"avg_balance":146541,"avg_monthly_savings":159,"rate_bands":{"under_3":2362,"3_to_4":8178,"4_to_5":6063,"5_and_over":10930}},"zip_codes":{"note":"The ZIP codes with the most assumable stock in this city, not every ZIP in it.","published":[{"name":"43207","page":"https://www.retrorate.com/assumable-mortgages/ohio/columbus/43207","data":"https://www.retrorate.com/assumable-mortgages/ohio/columbus/43207.json","assumable_homes":3143,"avg_assumable_rate":4.91,"avg_monthly_savings":144,"on_market_coverage":false},{"name":"43110","page":"https://www.retrorate.com/assumable-mortgages/ohio/columbus/43110","data":"https://www.retrorate.com/assumable-mortgages/ohio/columbus/43110.json","assumable_homes":2697,"avg_assumable_rate":4.69,"avg_monthly_savings":245,"on_market_coverage":false},{"name":"43232","page":"https://www.retrorate.com/assumable-mortgages/ohio/columbus/43232","data":"https://www.retrorate.com/assumable-mortgages/ohio/columbus/43232.json","assumable_homes":2649,"avg_assumable_rate":4.89,"avg_monthly_savings":148,"on_market_coverage":false},{"name":"43228","page":"https://www.retrorate.com/assumable-mortgages/ohio/columbus/43228","data":"https://www.retrorate.com/assumable-mortgages/ohio/columbus/43228.json","assumable_homes":2602,"avg_assumable_rate":4.73,"avg_monthly_savings":168,"on_market_coverage":false},{"name":"43204","page":"https://www.retrorate.com/assumable-mortgages/ohio/columbus/43204","data":"https://www.retrorate.com/assumable-mortgages/ohio/columbus/43204.json","assumable_homes":2508,"avg_assumable_rate":5.02,"avg_monthly_savings":126,"on_market_coverage":false},{"name":"43229","page":"https://www.retrorate.com/assumable-mortgages/ohio/columbus/43229","data":"https://www.retrorate.com/assumable-mortgages/ohio/columbus/43229.json","assumable_homes":2036,"avg_assumable_rate":4.7,"avg_monthly_savings":175,"on_market_coverage":false},{"name":"43119","page":"https://www.retrorate.com/assumable-mortgages/ohio/columbus/43119","data":"https://www.retrorate.com/assumable-mortgages/ohio/columbus/43119.json","assumable_homes":2015,"avg_assumable_rate":4.56,"avg_monthly_savings":218,"on_market_coverage":false},{"name":"43004","page":"https://www.retrorate.com/assumable-mortgages/ohio/columbus/43004","data":"https://www.retrorate.com/assumable-mortgages/ohio/columbus/43004.json","assumable_homes":1892,"avg_assumable_rate":4.49,"avg_monthly_savings":248,"on_market_coverage":false}]},"terms":{"publisher":"RetroRate (Assumable Technologies Inc.)","source":"RetroRate production data, from public data sources and county records","attribution":"Cite as RetroRate, with a link to the page URL.","contact":"press@retrorate.com","documentation":"https://www.retrorate.com/assumable-mortgages"}}