{"level":"zip","name":"44109","zip":"44109","city":"Cleveland","state":"OH","state_name":"Ohio","page":"https://www.retrorate.com/assumable-mortgages/ohio/cleveland/44109","parent":{"name":"Cleveland","page":"https://www.retrorate.com/assumable-mortgages/ohio/cleveland"},"counted_as_of":"2026-10-15","market_rate":{"value":7.3,"label":"average 30-year fixed rate","as_of":"2026-10-16","source":"Optimal Blue Mortgage Market Indices (OBMMI)"},"savings_basis":{"comparison":"the assumable loan against a new loan for the same amount, at the same cash to close","includes":"principal and interest only","remaining_term_years":25,"remaining_term_assumed":true},"coverage":{"tier":"B","on_market":"off-market only: counts cover homes with a mortgage carrying an assumable loan"},"figures":{"assumable_homes":1954,"avg_assumable_rate":4.98,"avg_balance":100830,"avg_monthly_savings":103,"rate_bands":{"under_3":148,"3_to_4":560,"4_to_5":408,"5_and_over":838}},"terms":{"publisher":"RetroRate (Assumable Technologies Inc.)","source":"RetroRate production data, from public data sources and county records","attribution":"Cite as RetroRate, with a link to the page URL.","contact":"press@retrorate.com","documentation":"https://www.retrorate.com/assumable-mortgages"}}