{"level":"city","name":"Cleveland","state":"OH","state_name":"Ohio","page":"https://www.retrorate.com/assumable-mortgages/ohio/cleveland","parent":{"name":"Ohio","page":"https://www.retrorate.com/assumable-mortgages/ohio"},"counted_as_of":"2026-10-15","market_rate":{"value":7.3,"label":"average 30-year fixed rate","as_of":"2026-10-16","source":"Optimal Blue Mortgage Market Indices (OBMMI)"},"savings_basis":{"comparison":"the assumable loan against a new loan for the same amount, at the same cash to close","includes":"principal and interest only","remaining_term_years":25,"remaining_term_assumed":true},"coverage":{"tier":"B","on_market":"off-market only: counts cover homes with a mortgage carrying an assumable loan"},"figures":{"assumable_homes":13389,"avg_assumable_rate":5.12,"avg_balance":103586,"avg_monthly_savings":97,"rate_bands":{"under_3":956,"3_to_4":3452,"4_to_5":2611,"5_and_over":6370}},"zip_codes":{"note":"The ZIP codes with the most assumable stock in this city, not every ZIP in it.","published":[{"name":"44111","page":"https://www.retrorate.com/assumable-mortgages/ohio/cleveland/44111","data":"https://www.retrorate.com/assumable-mortgages/ohio/cleveland/44111.json","assumable_homes":2467,"avg_assumable_rate":4.88,"avg_monthly_savings":112,"on_market_coverage":false},{"name":"44135","page":"https://www.retrorate.com/assumable-mortgages/ohio/cleveland/44135","data":"https://www.retrorate.com/assumable-mortgages/ohio/cleveland/44135.json","assumable_homes":2078,"avg_assumable_rate":4.89,"avg_monthly_savings":106,"on_market_coverage":false},{"name":"44109","page":"https://www.retrorate.com/assumable-mortgages/ohio/cleveland/44109","data":"https://www.retrorate.com/assumable-mortgages/ohio/cleveland/44109.json","assumable_homes":1954,"avg_assumable_rate":4.98,"avg_monthly_savings":103,"on_market_coverage":false},{"name":"44102","page":"https://www.retrorate.com/assumable-mortgages/ohio/cleveland/44102","data":"https://www.retrorate.com/assumable-mortgages/ohio/cleveland/44102.json","assumable_homes":1113,"avg_assumable_rate":5.22,"avg_monthly_savings":105,"on_market_coverage":false},{"name":"44105","page":"https://www.retrorate.com/assumable-mortgages/ohio/cleveland/44105","data":"https://www.retrorate.com/assumable-mortgages/ohio/cleveland/44105.json","assumable_homes":1000,"avg_assumable_rate":5.63,"avg_monthly_savings":51,"on_market_coverage":false},{"name":"44119","page":"https://www.retrorate.com/assumable-mortgages/ohio/cleveland/44119","data":"https://www.retrorate.com/assumable-mortgages/ohio/cleveland/44119.json","assumable_homes":998,"avg_assumable_rate":5.04,"avg_monthly_savings":100,"on_market_coverage":false},{"name":"44110","page":"https://www.retrorate.com/assumable-mortgages/ohio/cleveland/44110","data":"https://www.retrorate.com/assumable-mortgages/ohio/cleveland/44110.json","assumable_homes":564,"avg_assumable_rate":5.73,"avg_monthly_savings":48,"on_market_coverage":false},{"name":"44108","page":"https://www.retrorate.com/assumable-mortgages/ohio/cleveland/44108","data":"https://www.retrorate.com/assumable-mortgages/ohio/cleveland/44108.json","assumable_homes":339,"avg_assumable_rate":5.85,"avg_monthly_savings":50,"on_market_coverage":false}]},"terms":{"publisher":"RetroRate (Assumable Technologies Inc.)","source":"RetroRate production data, from public data sources and county records","attribution":"Cite as RetroRate, with a link to the page URL.","contact":"press@retrorate.com","documentation":"https://www.retrorate.com/assumable-mortgages"}}