{"level":"city","name":"Raleigh","state":"NC","state_name":"North Carolina","page":"https://www.retrorate.com/assumable-mortgages/north-carolina/raleigh","parent":{"name":"North Carolina","page":"https://www.retrorate.com/assumable-mortgages/north-carolina"},"counted_as_of":"2026-10-15","market_rate":{"value":7.3,"label":"average 30-year fixed rate","as_of":"2026-10-16","source":"Optimal Blue Mortgage Market Indices (OBMMI)"},"savings_basis":{"comparison":"the assumable loan against a new loan for the same amount, at the same cash to close","includes":"principal and interest only","remaining_term_years":25,"remaining_term_assumed":true},"coverage":{"tier":"A","on_market":"live listing data: counts include what is for sale"},"figures":{"assumable_homes":10407,"avg_assumable_rate":4.41,"avg_balance":263395,"avg_monthly_savings":355,"rate_bands":{"under_3":1867,"3_to_4":3493,"4_to_5":1591,"5_and_over":3463},"listings_assumable_now":104},"zip_codes":{"note":"The ZIP codes with the most assumable stock in this city, not every ZIP in it.","published":[{"name":"27610","page":"https://www.retrorate.com/assumable-mortgages/north-carolina/raleigh/27610","data":"https://www.retrorate.com/assumable-mortgages/north-carolina/raleigh/27610.json","assumable_homes":2860,"avg_assumable_rate":4.5,"avg_monthly_savings":267,"on_market_coverage":true,"listings_assumable_now":23},{"name":"27616","page":"https://www.retrorate.com/assumable-mortgages/north-carolina/raleigh/27616","data":"https://www.retrorate.com/assumable-mortgages/north-carolina/raleigh/27616.json","assumable_homes":2208,"avg_assumable_rate":4.48,"avg_monthly_savings":334,"on_market_coverage":true,"listings_assumable_now":24},{"name":"27603","page":"https://www.retrorate.com/assumable-mortgages/north-carolina/raleigh/27603","data":"https://www.retrorate.com/assumable-mortgages/north-carolina/raleigh/27603.json","assumable_homes":1301,"avg_assumable_rate":4.47,"avg_monthly_savings":378,"on_market_coverage":true,"listings_assumable_now":14},{"name":"27604","page":"https://www.retrorate.com/assumable-mortgages/north-carolina/raleigh/27604","data":"https://www.retrorate.com/assumable-mortgages/north-carolina/raleigh/27604.json","assumable_homes":1170,"avg_assumable_rate":4.49,"avg_monthly_savings":304,"on_market_coverage":true,"listings_assumable_now":13},{"name":"27613","page":"https://www.retrorate.com/assumable-mortgages/north-carolina/raleigh/27613","data":"https://www.retrorate.com/assumable-mortgages/north-carolina/raleigh/27613.json","assumable_homes":550,"avg_assumable_rate":4.17,"avg_monthly_savings":484,"on_market_coverage":true,"listings_assumable_now":7},{"name":"27614","page":"https://www.retrorate.com/assumable-mortgages/north-carolina/raleigh/27614","data":"https://www.retrorate.com/assumable-mortgages/north-carolina/raleigh/27614.json","assumable_homes":511,"avg_assumable_rate":4.1,"avg_monthly_savings":535,"on_market_coverage":true,"listings_assumable_now":5},{"name":"27615","page":"https://www.retrorate.com/assumable-mortgages/north-carolina/raleigh/27615","data":"https://www.retrorate.com/assumable-mortgages/north-carolina/raleigh/27615.json","assumable_homes":471,"avg_assumable_rate":4.11,"avg_monthly_savings":431,"on_market_coverage":true,"listings_assumable_now":5},{"name":"27612","page":"https://www.retrorate.com/assumable-mortgages/north-carolina/raleigh/27612","data":"https://www.retrorate.com/assumable-mortgages/north-carolina/raleigh/27612.json","assumable_homes":343,"avg_assumable_rate":4.25,"avg_monthly_savings":465,"on_market_coverage":true,"listings_assumable_now":3}]},"terms":{"publisher":"RetroRate (Assumable Technologies Inc.)","source":"RetroRate production data, from public data sources and county records","attribution":"Cite as RetroRate, with a link to the page URL.","contact":"press@retrorate.com","documentation":"https://www.retrorate.com/assumable-mortgages"}}