{"level":"city","name":"Albuquerque","state":"NM","state_name":"New Mexico","page":"https://www.retrorate.com/assumable-mortgages/new-mexico/albuquerque","parent":{"name":"New Mexico","page":"https://www.retrorate.com/assumable-mortgages/new-mexico"},"counted_as_of":"2026-10-15","market_rate":{"value":7.3,"label":"average 30-year fixed rate","as_of":"2026-10-16","source":"Optimal Blue Mortgage Market Indices (OBMMI)"},"savings_basis":{"comparison":"the assumable loan against a new loan for the same amount, at the same cash to close","includes":"principal and interest only","remaining_term_years":25,"remaining_term_assumed":true},"coverage":{"tier":"B","on_market":"off-market only: counts cover homes with a mortgage carrying an assumable loan"},"figures":{"assumable_homes":36831,"avg_assumable_rate":4.66,"avg_balance":214617,"avg_monthly_savings":259,"rate_bands":{"under_3":4369,"3_to_4":10851,"4_to_5":6963,"5_and_over":14648}},"zip_codes":{"note":"The ZIP codes with the most assumable stock in this city, not every ZIP in it.","published":[{"name":"87120","page":"https://www.retrorate.com/assumable-mortgages/new-mexico/albuquerque/87120","data":"https://www.retrorate.com/assumable-mortgages/new-mexico/albuquerque/87120.json","assumable_homes":5511,"avg_assumable_rate":4.54,"avg_monthly_savings":286,"on_market_coverage":false},{"name":"87114","page":"https://www.retrorate.com/assumable-mortgages/new-mexico/albuquerque/87114","data":"https://www.retrorate.com/assumable-mortgages/new-mexico/albuquerque/87114.json","assumable_homes":5244,"avg_assumable_rate":4.45,"avg_monthly_savings":366,"on_market_coverage":false},{"name":"87112","page":"https://www.retrorate.com/assumable-mortgages/new-mexico/albuquerque/87112","data":"https://www.retrorate.com/assumable-mortgages/new-mexico/albuquerque/87112.json","assumable_homes":2820,"avg_assumable_rate":4.71,"avg_monthly_savings":231,"on_market_coverage":false},{"name":"87123","page":"https://www.retrorate.com/assumable-mortgages/new-mexico/albuquerque/87123","data":"https://www.retrorate.com/assumable-mortgages/new-mexico/albuquerque/87123.json","assumable_homes":2509,"avg_assumable_rate":4.59,"avg_monthly_savings":284,"on_market_coverage":false},{"name":"87110","page":"https://www.retrorate.com/assumable-mortgages/new-mexico/albuquerque/87110","data":"https://www.retrorate.com/assumable-mortgages/new-mexico/albuquerque/87110.json","assumable_homes":2242,"avg_assumable_rate":4.74,"avg_monthly_savings":248,"on_market_coverage":false},{"name":"87111","page":"https://www.retrorate.com/assumable-mortgages/new-mexico/albuquerque/87111","data":"https://www.retrorate.com/assumable-mortgages/new-mexico/albuquerque/87111.json","assumable_homes":2154,"avg_assumable_rate":4.56,"avg_monthly_savings":318,"on_market_coverage":false},{"name":"87109","page":"https://www.retrorate.com/assumable-mortgages/new-mexico/albuquerque/87109","data":"https://www.retrorate.com/assumable-mortgages/new-mexico/albuquerque/87109.json","assumable_homes":1459,"avg_assumable_rate":4.69,"avg_monthly_savings":260,"on_market_coverage":false},{"name":"87108","page":"https://www.retrorate.com/assumable-mortgages/new-mexico/albuquerque/87108","data":"https://www.retrorate.com/assumable-mortgages/new-mexico/albuquerque/87108.json","assumable_homes":1321,"avg_assumable_rate":4.86,"avg_monthly_savings":187,"on_market_coverage":false}]},"terms":{"publisher":"RetroRate (Assumable Technologies Inc.)","source":"RetroRate production data, from public data sources and county records","attribution":"Cite as RetroRate, with a link to the page URL.","contact":"press@retrorate.com","documentation":"https://www.retrorate.com/assumable-mortgages"}}