{"level":"city","name":"Reno","state":"NV","state_name":"Nevada","page":"https://www.retrorate.com/assumable-mortgages/nevada/reno","parent":{"name":"Nevada","page":"https://www.retrorate.com/assumable-mortgages/nevada"},"counted_as_of":"2026-10-15","market_rate":{"value":7.3,"label":"average 30-year fixed rate","as_of":"2026-10-16","source":"Optimal Blue Mortgage Market Indices (OBMMI)"},"savings_basis":{"comparison":"the assumable loan against a new loan for the same amount, at the same cash to close","includes":"principal and interest only","remaining_term_years":25,"remaining_term_assumed":true},"coverage":{"tier":"B","on_market":"off-market only: counts cover homes with a mortgage carrying an assumable loan"},"figures":{"assumable_homes":11316,"avg_assumable_rate":4.61,"avg_balance":318522,"avg_monthly_savings":393,"rate_bands":{"under_3":1784,"3_to_4":3209,"4_to_5":1754,"5_and_over":4569}},"zip_codes":{"note":"The ZIP codes with the most assumable stock in this city, not every ZIP in it.","published":[{"name":"89506","page":"https://www.retrorate.com/assumable-mortgages/nevada/reno/89506","data":"https://www.retrorate.com/assumable-mortgages/nevada/reno/89506.json","assumable_homes":3895,"avg_assumable_rate":4.78,"avg_monthly_savings":345,"on_market_coverage":false},{"name":"89508","page":"https://www.retrorate.com/assumable-mortgages/nevada/reno/89508","data":"https://www.retrorate.com/assumable-mortgages/nevada/reno/89508.json","assumable_homes":1405,"avg_assumable_rate":4.63,"avg_monthly_savings":366,"on_market_coverage":false},{"name":"89521","page":"https://www.retrorate.com/assumable-mortgages/nevada/reno/89521","data":"https://www.retrorate.com/assumable-mortgages/nevada/reno/89521.json","assumable_homes":1368,"avg_assumable_rate":4.18,"avg_monthly_savings":553,"on_market_coverage":false},{"name":"89502","page":"https://www.retrorate.com/assumable-mortgages/nevada/reno/89502","data":"https://www.retrorate.com/assumable-mortgages/nevada/reno/89502.json","assumable_homes":1072,"avg_assumable_rate":4.83,"avg_monthly_savings":269,"on_market_coverage":false},{"name":"89523","page":"https://www.retrorate.com/assumable-mortgages/nevada/reno/89523","data":"https://www.retrorate.com/assumable-mortgages/nevada/reno/89523.json","assumable_homes":1015,"avg_assumable_rate":4.35,"avg_monthly_savings":496,"on_market_coverage":false},{"name":"89503","page":"https://www.retrorate.com/assumable-mortgages/nevada/reno/89503","data":"https://www.retrorate.com/assumable-mortgages/nevada/reno/89503.json","assumable_homes":737,"avg_assumable_rate":4.68,"avg_monthly_savings":320,"on_market_coverage":false},{"name":"89512","page":"https://www.retrorate.com/assumable-mortgages/nevada/reno/89512","data":"https://www.retrorate.com/assumable-mortgages/nevada/reno/89512.json","assumable_homes":636,"avg_assumable_rate":4.99,"avg_monthly_savings":236,"on_market_coverage":false},{"name":"89511","page":"https://www.retrorate.com/assumable-mortgages/nevada/reno/89511","data":"https://www.retrorate.com/assumable-mortgages/nevada/reno/89511.json","assumable_homes":526,"avg_assumable_rate":4.23,"avg_monthly_savings":710,"on_market_coverage":false}]},"terms":{"publisher":"RetroRate (Assumable Technologies Inc.)","source":"RetroRate production data, from public data sources and county records","attribution":"Cite as RetroRate, with a link to the page URL.","contact":"press@retrorate.com","documentation":"https://www.retrorate.com/assumable-mortgages"}}