{"level":"city","name":"North Las Vegas","state":"NV","state_name":"Nevada","page":"https://www.retrorate.com/assumable-mortgages/nevada/north-las-vegas","parent":{"name":"Nevada","page":"https://www.retrorate.com/assumable-mortgages/nevada"},"counted_as_of":"2026-10-15","market_rate":{"value":7.3,"label":"average 30-year fixed rate","as_of":"2026-10-16","source":"Optimal Blue Mortgage Market Indices (OBMMI)"},"savings_basis":{"comparison":"the assumable loan against a new loan for the same amount, at the same cash to close","includes":"principal and interest only","remaining_term_years":25,"remaining_term_assumed":true},"coverage":{"tier":"B","on_market":"off-market only: counts cover homes with a mortgage carrying an assumable loan"},"figures":{"assumable_homes":29916,"avg_assumable_rate":4.71,"avg_balance":282933,"avg_monthly_savings":333,"rate_bands":{"under_3":4678,"3_to_4":7564,"4_to_5":4602,"5_and_over":13072}},"zip_codes":{"note":"The ZIP codes with the most assumable stock in this city, not every ZIP in it.","published":[{"name":"89031","page":"https://www.retrorate.com/assumable-mortgages/nevada/north-las-vegas/89031","data":"https://www.retrorate.com/assumable-mortgages/nevada/north-las-vegas/89031.json","assumable_homes":8802,"avg_assumable_rate":4.57,"avg_monthly_savings":328,"on_market_coverage":false},{"name":"89084","page":"https://www.retrorate.com/assumable-mortgages/nevada/north-las-vegas/89084","data":"https://www.retrorate.com/assumable-mortgages/nevada/north-las-vegas/89084.json","assumable_homes":6263,"avg_assumable_rate":4.64,"avg_monthly_savings":434,"on_market_coverage":false},{"name":"89081","page":"https://www.retrorate.com/assumable-mortgages/nevada/north-las-vegas/89081","data":"https://www.retrorate.com/assumable-mortgages/nevada/north-las-vegas/89081.json","assumable_homes":5192,"avg_assumable_rate":4.57,"avg_monthly_savings":367,"on_market_coverage":false},{"name":"89032","page":"https://www.retrorate.com/assumable-mortgages/nevada/north-las-vegas/89032","data":"https://www.retrorate.com/assumable-mortgages/nevada/north-las-vegas/89032.json","assumable_homes":4670,"avg_assumable_rate":4.79,"avg_monthly_savings":268,"on_market_coverage":false},{"name":"89115","page":"https://www.retrorate.com/assumable-mortgages/nevada/north-las-vegas/89115","data":"https://www.retrorate.com/assumable-mortgages/nevada/north-las-vegas/89115.json","assumable_homes":3402,"avg_assumable_rate":4.98,"avg_monthly_savings":217,"on_market_coverage":false},{"name":"89030","page":"https://www.retrorate.com/assumable-mortgages/nevada/north-las-vegas/89030","data":"https://www.retrorate.com/assumable-mortgages/nevada/north-las-vegas/89030.json","assumable_homes":2386,"avg_assumable_rate":5.22,"avg_monthly_savings":156,"on_market_coverage":false},{"name":"89086","page":"https://www.retrorate.com/assumable-mortgages/nevada/north-las-vegas/89086","data":"https://www.retrorate.com/assumable-mortgages/nevada/north-las-vegas/89086.json","assumable_homes":2101,"avg_assumable_rate":5.17,"avg_monthly_savings":314,"on_market_coverage":false},{"name":"89085","page":"https://www.retrorate.com/assumable-mortgages/nevada/north-las-vegas/89085","data":"https://www.retrorate.com/assumable-mortgages/nevada/north-las-vegas/89085.json","assumable_homes":503,"avg_assumable_rate":4.16,"avg_monthly_savings":486,"on_market_coverage":false}]},"terms":{"publisher":"RetroRate (Assumable Technologies Inc.)","source":"RetroRate production data, from public data sources and county records","attribution":"Cite as RetroRate, with a link to the page URL.","contact":"press@retrorate.com","documentation":"https://www.retrorate.com/assumable-mortgages"}}