{"level":"city","name":"Las Vegas","state":"NV","state_name":"Nevada","page":"https://www.retrorate.com/assumable-mortgages/nevada/las-vegas","parent":{"name":"Nevada","page":"https://www.retrorate.com/assumable-mortgages/nevada"},"counted_as_of":"2026-10-15","market_rate":{"value":7.3,"label":"average 30-year fixed rate","as_of":"2026-10-16","source":"Optimal Blue Mortgage Market Indices (OBMMI)"},"savings_basis":{"comparison":"the assumable loan against a new loan for the same amount, at the same cash to close","includes":"principal and interest only","remaining_term_years":25,"remaining_term_assumed":true},"coverage":{"tier":"B","on_market":"off-market only: counts cover homes with a mortgage carrying an assumable loan"},"figures":{"assumable_homes":95320,"avg_assumable_rate":4.73,"avg_balance":276070,"avg_monthly_savings":322,"rate_bands":{"under_3":12554,"3_to_4":25712,"4_to_5":16694,"5_and_over":40360}},"zip_codes":{"note":"The ZIP codes with the most assumable stock in this city, not every ZIP in it.","published":[{"name":"89108","page":"https://www.retrorate.com/assumable-mortgages/nevada/las-vegas/89108","data":"https://www.retrorate.com/assumable-mortgages/nevada/las-vegas/89108.json","assumable_homes":4721,"avg_assumable_rate":4.9,"avg_monthly_savings":229,"on_market_coverage":false},{"name":"89166","page":"https://www.retrorate.com/assumable-mortgages/nevada/las-vegas/89166","data":"https://www.retrorate.com/assumable-mortgages/nevada/las-vegas/89166.json","assumable_homes":4356,"avg_assumable_rate":4.85,"avg_monthly_savings":417,"on_market_coverage":false},{"name":"89131","page":"https://www.retrorate.com/assumable-mortgages/nevada/las-vegas/89131","data":"https://www.retrorate.com/assumable-mortgages/nevada/las-vegas/89131.json","assumable_homes":4136,"avg_assumable_rate":4.34,"avg_monthly_savings":470,"on_market_coverage":false},{"name":"89149","page":"https://www.retrorate.com/assumable-mortgages/nevada/las-vegas/89149","data":"https://www.retrorate.com/assumable-mortgages/nevada/las-vegas/89149.json","assumable_homes":3588,"avg_assumable_rate":4.36,"avg_monthly_savings":449,"on_market_coverage":false},{"name":"89129","page":"https://www.retrorate.com/assumable-mortgages/nevada/las-vegas/89129","data":"https://www.retrorate.com/assumable-mortgages/nevada/las-vegas/89129.json","assumable_homes":3566,"avg_assumable_rate":4.52,"avg_monthly_savings":369,"on_market_coverage":false},{"name":"89130","page":"https://www.retrorate.com/assumable-mortgages/nevada/las-vegas/89130","data":"https://www.retrorate.com/assumable-mortgages/nevada/las-vegas/89130.json","assumable_homes":3035,"avg_assumable_rate":4.61,"avg_monthly_savings":351,"on_market_coverage":false},{"name":"89107","page":"https://www.retrorate.com/assumable-mortgages/nevada/las-vegas/89107","data":"https://www.retrorate.com/assumable-mortgages/nevada/las-vegas/89107.json","assumable_homes":2588,"avg_assumable_rate":5.01,"avg_monthly_savings":216,"on_market_coverage":false},{"name":"89128","page":"https://www.retrorate.com/assumable-mortgages/nevada/las-vegas/89128","data":"https://www.retrorate.com/assumable-mortgages/nevada/las-vegas/89128.json","assumable_homes":2061,"avg_assumable_rate":4.8,"avg_monthly_savings":271,"on_market_coverage":false}]},"terms":{"publisher":"RetroRate (Assumable Technologies Inc.)","source":"RetroRate production data, from public data sources and county records","attribution":"Cite as RetroRate, with a link to the page URL.","contact":"press@retrorate.com","documentation":"https://www.retrorate.com/assumable-mortgages"}}