{"level":"city","name":"Henderson","state":"NV","state_name":"Nevada","page":"https://www.retrorate.com/assumable-mortgages/nevada/henderson","parent":{"name":"Nevada","page":"https://www.retrorate.com/assumable-mortgages/nevada"},"counted_as_of":"2026-10-15","market_rate":{"value":7.3,"label":"average 30-year fixed rate","as_of":"2026-10-16","source":"Optimal Blue Mortgage Market Indices (OBMMI)"},"savings_basis":{"comparison":"the assumable loan against a new loan for the same amount, at the same cash to close","includes":"principal and interest only","remaining_term_years":25,"remaining_term_assumed":true},"coverage":{"tier":"B","on_market":"off-market only: counts cover homes with a mortgage carrying an assumable loan"},"figures":{"assumable_homes":21542,"avg_assumable_rate":4.73,"avg_balance":361382,"avg_monthly_savings":421,"rate_bands":{"under_3":3541,"3_to_4":5360,"4_to_5":3070,"5_and_over":9571}},"zip_codes":{"note":"The ZIP codes with the most assumable stock in this city, not every ZIP in it.","published":[{"name":"89011","page":"https://www.retrorate.com/assumable-mortgages/nevada/henderson/89011","data":"https://www.retrorate.com/assumable-mortgages/nevada/henderson/89011.json","assumable_homes":5037,"avg_assumable_rate":5.15,"avg_monthly_savings":329,"on_market_coverage":false},{"name":"89015","page":"https://www.retrorate.com/assumable-mortgages/nevada/henderson/89015","data":"https://www.retrorate.com/assumable-mortgages/nevada/henderson/89015.json","assumable_homes":3690,"avg_assumable_rate":4.87,"avg_monthly_savings":308,"on_market_coverage":false},{"name":"89002","page":"https://www.retrorate.com/assumable-mortgages/nevada/henderson/89002","data":"https://www.retrorate.com/assumable-mortgages/nevada/henderson/89002.json","assumable_homes":2832,"avg_assumable_rate":4.6,"avg_monthly_savings":370,"on_market_coverage":false},{"name":"89074","page":"https://www.retrorate.com/assumable-mortgages/nevada/henderson/89074","data":"https://www.retrorate.com/assumable-mortgages/nevada/henderson/89074.json","assumable_homes":2436,"avg_assumable_rate":4.65,"avg_monthly_savings":804,"on_market_coverage":false},{"name":"89044","page":"https://www.retrorate.com/assumable-mortgages/nevada/henderson/89044","data":"https://www.retrorate.com/assumable-mortgages/nevada/henderson/89044.json","assumable_homes":2368,"avg_assumable_rate":4.65,"avg_monthly_savings":452,"on_market_coverage":false},{"name":"89052","page":"https://www.retrorate.com/assumable-mortgages/nevada/henderson/89052","data":"https://www.retrorate.com/assumable-mortgages/nevada/henderson/89052.json","assumable_homes":1949,"avg_assumable_rate":4.23,"avg_monthly_savings":494,"on_market_coverage":false},{"name":"89014","page":"https://www.retrorate.com/assumable-mortgages/nevada/henderson/89014","data":"https://www.retrorate.com/assumable-mortgages/nevada/henderson/89014.json","assumable_homes":1827,"avg_assumable_rate":4.61,"avg_monthly_savings":331,"on_market_coverage":false},{"name":"89012","page":"https://www.retrorate.com/assumable-mortgages/nevada/henderson/89012","data":"https://www.retrorate.com/assumable-mortgages/nevada/henderson/89012.json","assumable_homes":1406,"avg_assumable_rate":4.25,"avg_monthly_savings":455,"on_market_coverage":false}]},"terms":{"publisher":"RetroRate (Assumable Technologies Inc.)","source":"RetroRate production data, from public data sources and county records","attribution":"Cite as RetroRate, with a link to the page URL.","contact":"press@retrorate.com","documentation":"https://www.retrorate.com/assumable-mortgages"}}