{"level":"city","name":"Omaha","state":"NE","state_name":"Nebraska","page":"https://www.retrorate.com/assumable-mortgages/nebraska/omaha","parent":{"name":"Nebraska","page":"https://www.retrorate.com/assumable-mortgages/nebraska"},"counted_as_of":"2026-10-15","market_rate":{"value":7.3,"label":"average 30-year fixed rate","as_of":"2026-10-16","source":"Optimal Blue Mortgage Market Indices (OBMMI)"},"savings_basis":{"comparison":"the assumable loan against a new loan for the same amount, at the same cash to close","includes":"principal and interest only","remaining_term_years":25,"remaining_term_assumed":true},"coverage":{"tier":"B","on_market":"off-market only: counts cover homes with a mortgage carrying an assumable loan"},"figures":{"assumable_homes":22475,"avg_assumable_rate":4.59,"avg_balance":184384,"avg_monthly_savings":230,"rate_bands":{"under_3":2312,"3_to_4":6990,"4_to_5":4941,"5_and_over":8232}},"zip_codes":{"note":"The ZIP codes with the most assumable stock in this city, not every ZIP in it.","published":[{"name":"68104","page":"https://www.retrorate.com/assumable-mortgages/nebraska/omaha/68104","data":"https://www.retrorate.com/assumable-mortgages/nebraska/omaha/68104.json","assumable_homes":1984,"avg_assumable_rate":4.77,"avg_monthly_savings":161,"on_market_coverage":false},{"name":"68116","page":"https://www.retrorate.com/assumable-mortgages/nebraska/omaha/68116","data":"https://www.retrorate.com/assumable-mortgages/nebraska/omaha/68116.json","assumable_homes":1407,"avg_assumable_rate":4.44,"avg_monthly_savings":316,"on_market_coverage":false},{"name":"68107","page":"https://www.retrorate.com/assumable-mortgages/nebraska/omaha/68107","data":"https://www.retrorate.com/assumable-mortgages/nebraska/omaha/68107.json","assumable_homes":1397,"avg_assumable_rate":4.65,"avg_monthly_savings":131,"on_market_coverage":false},{"name":"68135","page":"https://www.retrorate.com/assumable-mortgages/nebraska/omaha/68135","data":"https://www.retrorate.com/assumable-mortgages/nebraska/omaha/68135.json","assumable_homes":1386,"avg_assumable_rate":4.35,"avg_monthly_savings":330,"on_market_coverage":false},{"name":"68164","page":"https://www.retrorate.com/assumable-mortgages/nebraska/omaha/68164","data":"https://www.retrorate.com/assumable-mortgages/nebraska/omaha/68164.json","assumable_homes":1301,"avg_assumable_rate":4.46,"avg_monthly_savings":255,"on_market_coverage":false},{"name":"68134","page":"https://www.retrorate.com/assumable-mortgages/nebraska/omaha/68134","data":"https://www.retrorate.com/assumable-mortgages/nebraska/omaha/68134.json","assumable_homes":1293,"avg_assumable_rate":4.53,"avg_monthly_savings":216,"on_market_coverage":false},{"name":"68137","page":"https://www.retrorate.com/assumable-mortgages/nebraska/omaha/68137","data":"https://www.retrorate.com/assumable-mortgages/nebraska/omaha/68137.json","assumable_homes":1259,"avg_assumable_rate":4.58,"avg_monthly_savings":226,"on_market_coverage":false},{"name":"68122","page":"https://www.retrorate.com/assumable-mortgages/nebraska/omaha/68122","data":"https://www.retrorate.com/assumable-mortgages/nebraska/omaha/68122.json","assumable_homes":1105,"avg_assumable_rate":4.49,"avg_monthly_savings":248,"on_market_coverage":false}]},"terms":{"publisher":"RetroRate (Assumable Technologies Inc.)","source":"RetroRate production data, from public data sources and county records","attribution":"Cite as RetroRate, with a link to the page URL.","contact":"press@retrorate.com","documentation":"https://www.retrorate.com/assumable-mortgages"}}