{"level":"city","name":"Lincoln","state":"NE","state_name":"Nebraska","page":"https://www.retrorate.com/assumable-mortgages/nebraska/lincoln","parent":{"name":"Nebraska","page":"https://www.retrorate.com/assumable-mortgages/nebraska"},"counted_as_of":"2026-10-15","market_rate":{"value":7.3,"label":"average 30-year fixed rate","as_of":"2026-10-16","source":"Optimal Blue Mortgage Market Indices (OBMMI)"},"savings_basis":{"comparison":"the assumable loan against a new loan for the same amount, at the same cash to close","includes":"principal and interest only","remaining_term_years":25,"remaining_term_assumed":true},"coverage":{"tier":"B","on_market":"off-market only: counts cover homes with a mortgage carrying an assumable loan"},"figures":{"assumable_homes":10038,"avg_assumable_rate":4.73,"avg_balance":188560,"avg_monthly_savings":220,"rate_bands":{"under_3":1118,"3_to_4":2918,"4_to_5":1866,"5_and_over":4136}},"zip_codes":{"note":"The ZIP codes with the most assumable stock in this city, not every ZIP in it.","published":[{"name":"68521","page":"https://www.retrorate.com/assumable-mortgages/nebraska/lincoln/68521","data":"https://www.retrorate.com/assumable-mortgages/nebraska/lincoln/68521.json","assumable_homes":1358,"avg_assumable_rate":4.6,"avg_monthly_savings":230,"on_market_coverage":false},{"name":"68516","page":"https://www.retrorate.com/assumable-mortgages/nebraska/lincoln/68516","data":"https://www.retrorate.com/assumable-mortgages/nebraska/lincoln/68516.json","assumable_homes":1264,"avg_assumable_rate":4.53,"avg_monthly_savings":320,"on_market_coverage":false},{"name":"68506","page":"https://www.retrorate.com/assumable-mortgages/nebraska/lincoln/68506","data":"https://www.retrorate.com/assumable-mortgages/nebraska/lincoln/68506.json","assumable_homes":977,"avg_assumable_rate":4.7,"avg_monthly_savings":207,"on_market_coverage":false},{"name":"68502","page":"https://www.retrorate.com/assumable-mortgages/nebraska/lincoln/68502","data":"https://www.retrorate.com/assumable-mortgages/nebraska/lincoln/68502.json","assumable_homes":879,"avg_assumable_rate":4.95,"avg_monthly_savings":153,"on_market_coverage":false},{"name":"68507","page":"https://www.retrorate.com/assumable-mortgages/nebraska/lincoln/68507","data":"https://www.retrorate.com/assumable-mortgages/nebraska/lincoln/68507.json","assumable_homes":851,"avg_assumable_rate":4.74,"avg_monthly_savings":193,"on_market_coverage":false},{"name":"68505","page":"https://www.retrorate.com/assumable-mortgages/nebraska/lincoln/68505","data":"https://www.retrorate.com/assumable-mortgages/nebraska/lincoln/68505.json","assumable_homes":750,"avg_assumable_rate":4.68,"avg_monthly_savings":209,"on_market_coverage":false},{"name":"68510","page":"https://www.retrorate.com/assumable-mortgages/nebraska/lincoln/68510","data":"https://www.retrorate.com/assumable-mortgages/nebraska/lincoln/68510.json","assumable_homes":710,"avg_assumable_rate":4.82,"avg_monthly_savings":198,"on_market_coverage":false},{"name":"68522","page":"https://www.retrorate.com/assumable-mortgages/nebraska/lincoln/68522","data":"https://www.retrorate.com/assumable-mortgages/nebraska/lincoln/68522.json","assumable_homes":660,"avg_assumable_rate":4.73,"avg_monthly_savings":209,"on_market_coverage":false}]},"terms":{"publisher":"RetroRate (Assumable Technologies Inc.)","source":"RetroRate production data, from public data sources and county records","attribution":"Cite as RetroRate, with a link to the page URL.","contact":"press@retrorate.com","documentation":"https://www.retrorate.com/assumable-mortgages"}}