{"level":"city","name":"Kansas City","state":"MO","state_name":"Missouri","page":"https://www.retrorate.com/assumable-mortgages/missouri/kansas-city","parent":{"name":"Missouri","page":"https://www.retrorate.com/assumable-mortgages/missouri"},"counted_as_of":"2026-10-15","market_rate":{"value":7.3,"label":"average 30-year fixed rate","as_of":"2026-10-16","source":"Optimal Blue Mortgage Market Indices (OBMMI)"},"savings_basis":{"comparison":"the assumable loan against a new loan for the same amount, at the same cash to close","includes":"principal and interest only","remaining_term_years":25,"remaining_term_assumed":true},"coverage":{"tier":"B","on_market":"off-market only: counts cover homes with a mortgage carrying an assumable loan"},"figures":{"assumable_homes":23050,"avg_assumable_rate":4.8,"avg_balance":176545,"avg_monthly_savings":199,"rate_bands":{"under_3":1969,"3_to_4":6594,"4_to_5":4549,"5_and_over":9938}},"zip_codes":{"note":"The ZIP codes with the most assumable stock in this city, not every ZIP in it.","published":[{"name":"64133","page":"https://www.retrorate.com/assumable-mortgages/missouri/kansas-city/64133","data":"https://www.retrorate.com/assumable-mortgages/missouri/kansas-city/64133.json","assumable_homes":2940,"avg_assumable_rate":4.82,"avg_monthly_savings":162,"on_market_coverage":false},{"name":"64118","page":"https://www.retrorate.com/assumable-mortgages/missouri/kansas-city/64118","data":"https://www.retrorate.com/assumable-mortgages/missouri/kansas-city/64118.json","assumable_homes":2371,"avg_assumable_rate":4.54,"avg_monthly_savings":210,"on_market_coverage":false},{"name":"64119","page":"https://www.retrorate.com/assumable-mortgages/missouri/kansas-city/64119","data":"https://www.retrorate.com/assumable-mortgages/missouri/kansas-city/64119.json","assumable_homes":2213,"avg_assumable_rate":4.53,"avg_monthly_savings":213,"on_market_coverage":false},{"name":"64138","page":"https://www.retrorate.com/assumable-mortgages/missouri/kansas-city/64138","data":"https://www.retrorate.com/assumable-mortgages/missouri/kansas-city/64138.json","assumable_homes":1903,"avg_assumable_rate":4.92,"avg_monthly_savings":147,"on_market_coverage":false},{"name":"64155","page":"https://www.retrorate.com/assumable-mortgages/missouri/kansas-city/64155","data":"https://www.retrorate.com/assumable-mortgages/missouri/kansas-city/64155.json","assumable_homes":1626,"avg_assumable_rate":4.51,"avg_monthly_savings":290,"on_market_coverage":false},{"name":"64134","page":"https://www.retrorate.com/assumable-mortgages/missouri/kansas-city/64134","data":"https://www.retrorate.com/assumable-mortgages/missouri/kansas-city/64134.json","assumable_homes":1541,"avg_assumable_rate":5.36,"avg_monthly_savings":95,"on_market_coverage":false},{"name":"64157","page":"https://www.retrorate.com/assumable-mortgages/missouri/kansas-city/64157","data":"https://www.retrorate.com/assumable-mortgages/missouri/kansas-city/64157.json","assumable_homes":1278,"avg_assumable_rate":4.39,"avg_monthly_savings":361,"on_market_coverage":false},{"name":"64151","page":"https://www.retrorate.com/assumable-mortgages/missouri/kansas-city/64151","data":"https://www.retrorate.com/assumable-mortgages/missouri/kansas-city/64151.json","assumable_homes":1197,"avg_assumable_rate":4.62,"avg_monthly_savings":267,"on_market_coverage":false}]},"terms":{"publisher":"RetroRate (Assumable Technologies Inc.)","source":"RetroRate production data, from public data sources and county records","attribution":"Cite as RetroRate, with a link to the page URL.","contact":"press@retrorate.com","documentation":"https://www.retrorate.com/assumable-mortgages"}}