{"level":"state","name":"Missouri","state":"MO","page":"https://www.retrorate.com/assumable-mortgages/missouri","parent":{"name":"United States","page":"https://www.retrorate.com/assumable-mortgages"},"counted_as_of":"2026-10-15","market_rate":{"value":7.3,"label":"average 30-year fixed rate","as_of":"2026-10-16","source":"Optimal Blue Mortgage Market Indices (OBMMI)"},"savings_basis":{"comparison":"the assumable loan against a new loan for the same amount, at the same cash to close","includes":"principal and interest only","remaining_term_years":25,"remaining_term_assumed":true},"coverage":{"tier":"B","on_market":"off-market only: counts cover homes with a mortgage carrying an assumable loan"},"figures":{"assumable_homes":229163,"avg_assumable_rate":4.75,"avg_balance":184719,"avg_monthly_savings":213,"rate_bands":{"under_3":22739,"3_to_4":64936,"4_to_5":44016,"5_and_over":97472}},"markets":[{"name":"Saint Louis","page":"https://www.retrorate.com/assumable-mortgages/missouri/saint-louis","data":"https://www.retrorate.com/assumable-mortgages/missouri/saint-louis.json","assumable_homes":34180,"avg_assumable_rate":4.87,"avg_monthly_savings":154,"on_market_coverage":false},{"name":"Kansas City","page":"https://www.retrorate.com/assumable-mortgages/missouri/kansas-city","data":"https://www.retrorate.com/assumable-mortgages/missouri/kansas-city.json","assumable_homes":23050,"avg_assumable_rate":4.8,"avg_monthly_savings":199,"on_market_coverage":false},{"name":"Florissant","page":"https://www.retrorate.com/assumable-mortgages/missouri/florissant","data":"https://www.retrorate.com/assumable-mortgages/missouri/florissant.json","assumable_homes":10793,"avg_assumable_rate":4.7,"avg_monthly_savings":170,"on_market_coverage":false},{"name":"Independence","page":"https://www.retrorate.com/assumable-mortgages/missouri/independence","data":"https://www.retrorate.com/assumable-mortgages/missouri/independence.json","assumable_homes":8536,"avg_assumable_rate":4.9,"avg_monthly_savings":158,"on_market_coverage":false}],"terms":{"publisher":"RetroRate (Assumable Technologies Inc.)","source":"RetroRate production data, from public data sources and county records","attribution":"Cite as RetroRate, with a link to the page URL.","contact":"press@retrorate.com","documentation":"https://www.retrorate.com/assumable-mortgages"}}