{"level":"city","name":"Minneapolis","state":"MN","state_name":"Minnesota","page":"https://www.retrorate.com/assumable-mortgages/minnesota/minneapolis","parent":{"name":"Minnesota","page":"https://www.retrorate.com/assumable-mortgages/minnesota"},"counted_as_of":"2026-10-15","market_rate":{"value":7.3,"label":"average 30-year fixed rate","as_of":"2026-10-16","source":"Optimal Blue Mortgage Market Indices (OBMMI)"},"savings_basis":{"comparison":"the assumable loan against a new loan for the same amount, at the same cash to close","includes":"principal and interest only","remaining_term_years":25,"remaining_term_assumed":true},"coverage":{"tier":"B","on_market":"off-market only: counts cover homes with a mortgage carrying an assumable loan"},"figures":{"assumable_homes":9504,"avg_assumable_rate":4.9,"avg_balance":212220,"avg_monthly_savings":227,"rate_bands":{"under_3":664,"3_to_4":2874,"4_to_5":1938,"5_and_over":4028}},"zip_codes":{"note":"The ZIP codes with the most assumable stock in this city, not every ZIP in it.","published":[{"name":"55412","page":"https://www.retrorate.com/assumable-mortgages/minnesota/minneapolis/55412","data":"https://www.retrorate.com/assumable-mortgages/minnesota/minneapolis/55412.json","assumable_homes":1619,"avg_assumable_rate":4.89,"avg_monthly_savings":178,"on_market_coverage":false},{"name":"55411","page":"https://www.retrorate.com/assumable-mortgages/minnesota/minneapolis/55411","data":"https://www.retrorate.com/assumable-mortgages/minnesota/minneapolis/55411.json","assumable_homes":1287,"avg_assumable_rate":4.9,"avg_monthly_savings":189,"on_market_coverage":false},{"name":"55407","page":"https://www.retrorate.com/assumable-mortgages/minnesota/minneapolis/55407","data":"https://www.retrorate.com/assumable-mortgages/minnesota/minneapolis/55407.json","assumable_homes":980,"avg_assumable_rate":5.06,"avg_monthly_savings":187,"on_market_coverage":false},{"name":"55418","page":"https://www.retrorate.com/assumable-mortgages/minnesota/minneapolis/55418","data":"https://www.retrorate.com/assumable-mortgages/minnesota/minneapolis/55418.json","assumable_homes":820,"avg_assumable_rate":4.71,"avg_monthly_savings":257,"on_market_coverage":false},{"name":"55406","page":"https://www.retrorate.com/assumable-mortgages/minnesota/minneapolis/55406","data":"https://www.retrorate.com/assumable-mortgages/minnesota/minneapolis/55406.json","assumable_homes":799,"avg_assumable_rate":5.2,"avg_monthly_savings":170,"on_market_coverage":false},{"name":"55417","page":"https://www.retrorate.com/assumable-mortgages/minnesota/minneapolis/55417","data":"https://www.retrorate.com/assumable-mortgages/minnesota/minneapolis/55417.json","assumable_homes":758,"avg_assumable_rate":4.66,"avg_monthly_savings":276,"on_market_coverage":false},{"name":"55419","page":"https://www.retrorate.com/assumable-mortgages/minnesota/minneapolis/55419","data":"https://www.retrorate.com/assumable-mortgages/minnesota/minneapolis/55419.json","assumable_homes":418,"avg_assumable_rate":4.66,"avg_monthly_savings":313,"on_market_coverage":false},{"name":"55408","page":"https://www.retrorate.com/assumable-mortgages/minnesota/minneapolis/55408","data":"https://www.retrorate.com/assumable-mortgages/minnesota/minneapolis/55408.json","assumable_homes":320,"avg_assumable_rate":4.9,"avg_monthly_savings":280,"on_market_coverage":false}]},"terms":{"publisher":"RetroRate (Assumable Technologies Inc.)","source":"RetroRate production data, from public data sources and county records","attribution":"Cite as RetroRate, with a link to the page URL.","contact":"press@retrorate.com","documentation":"https://www.retrorate.com/assumable-mortgages"}}