{"level":"city","name":"Baltimore","state":"MD","state_name":"Maryland","page":"https://www.retrorate.com/assumable-mortgages/maryland/baltimore","parent":{"name":"Maryland","page":"https://www.retrorate.com/assumable-mortgages/maryland"},"counted_as_of":"2026-10-15","market_rate":{"value":7.3,"label":"average 30-year fixed rate","as_of":"2026-10-16","source":"Optimal Blue Mortgage Market Indices (OBMMI)"},"savings_basis":{"comparison":"the assumable loan against a new loan for the same amount, at the same cash to close","includes":"principal and interest only","remaining_term_years":25,"remaining_term_assumed":true},"coverage":{"tier":"B","on_market":"off-market only: counts cover homes with a mortgage carrying an assumable loan"},"figures":{"assumable_homes":62242,"avg_assumable_rate":5.17,"avg_balance":192239,"avg_monthly_savings":175,"rate_bands":{"under_3":3227,"3_to_4":14991,"4_to_5":10630,"5_and_over":33394}},"zip_codes":{"note":"The ZIP codes with the most assumable stock in this city, not every ZIP in it.","published":[{"name":"21206","page":"https://www.retrorate.com/assumable-mortgages/maryland/baltimore/21206","data":"https://www.retrorate.com/assumable-mortgages/maryland/baltimore/21206.json","assumable_homes":4905,"avg_assumable_rate":5.24,"avg_monthly_savings":152,"on_market_coverage":false},{"name":"21229","page":"https://www.retrorate.com/assumable-mortgages/maryland/baltimore/21229","data":"https://www.retrorate.com/assumable-mortgages/maryland/baltimore/21229.json","assumable_homes":3715,"avg_assumable_rate":5.37,"avg_monthly_savings":125,"on_market_coverage":false},{"name":"21215","page":"https://www.retrorate.com/assumable-mortgages/maryland/baltimore/21215","data":"https://www.retrorate.com/assumable-mortgages/maryland/baltimore/21215.json","assumable_homes":3369,"avg_assumable_rate":5.47,"avg_monthly_savings":126,"on_market_coverage":false},{"name":"21224","page":"https://www.retrorate.com/assumable-mortgages/maryland/baltimore/21224","data":"https://www.retrorate.com/assumable-mortgages/maryland/baltimore/21224.json","assumable_homes":3063,"avg_assumable_rate":5.17,"avg_monthly_savings":184,"on_market_coverage":false},{"name":"21213","page":"https://www.retrorate.com/assumable-mortgages/maryland/baltimore/21213","data":"https://www.retrorate.com/assumable-mortgages/maryland/baltimore/21213.json","assumable_homes":2409,"avg_assumable_rate":5.75,"avg_monthly_savings":71,"on_market_coverage":false},{"name":"21239","page":"https://www.retrorate.com/assumable-mortgages/maryland/baltimore/21239","data":"https://www.retrorate.com/assumable-mortgages/maryland/baltimore/21239.json","assumable_homes":2309,"avg_assumable_rate":5.38,"avg_monthly_savings":112,"on_market_coverage":false},{"name":"21230","page":"https://www.retrorate.com/assumable-mortgages/maryland/baltimore/21230","data":"https://www.retrorate.com/assumable-mortgages/maryland/baltimore/21230.json","assumable_homes":2270,"avg_assumable_rate":5.29,"avg_monthly_savings":189,"on_market_coverage":false},{"name":"21214","page":"https://www.retrorate.com/assumable-mortgages/maryland/baltimore/21214","data":"https://www.retrorate.com/assumable-mortgages/maryland/baltimore/21214.json","assumable_homes":2123,"avg_assumable_rate":5.23,"avg_monthly_savings":173,"on_market_coverage":false}]},"terms":{"publisher":"RetroRate (Assumable Technologies Inc.)","source":"RetroRate production data, from public data sources and county records","attribution":"Cite as RetroRate, with a link to the page URL.","contact":"press@retrorate.com","documentation":"https://www.retrorate.com/assumable-mortgages"}}