{"level":"city","name":"New Orleans","state":"LA","state_name":"Louisiana","page":"https://www.retrorate.com/assumable-mortgages/louisiana/new-orleans","parent":{"name":"Louisiana","page":"https://www.retrorate.com/assumable-mortgages/louisiana"},"counted_as_of":"2026-10-15","market_rate":{"value":7.3,"label":"average 30-year fixed rate","as_of":"2026-10-16","source":"Optimal Blue Mortgage Market Indices (OBMMI)"},"savings_basis":{"comparison":"the assumable loan against a new loan for the same amount, at the same cash to close","includes":"principal and interest only","remaining_term_years":25,"remaining_term_assumed":true},"coverage":{"tier":"B","on_market":"off-market only: counts cover homes with a mortgage carrying an assumable loan"},"figures":{"assumable_homes":7867,"avg_assumable_rate":4.31,"avg_balance":259930,"avg_monthly_savings":365,"rate_bands":{"under_3":1061,"3_to_4":3009,"4_to_5":1660,"5_and_over":2137}},"zip_codes":{"note":"The ZIP codes with the most assumable stock in this city, not every ZIP in it.","published":[{"name":"70131","page":"https://www.retrorate.com/assumable-mortgages/louisiana/new-orleans/70131","data":"https://www.retrorate.com/assumable-mortgages/louisiana/new-orleans/70131.json","assumable_homes":1214,"avg_assumable_rate":4.29,"avg_monthly_savings":295,"on_market_coverage":false},{"name":"70122","page":"https://www.retrorate.com/assumable-mortgages/louisiana/new-orleans/70122","data":"https://www.retrorate.com/assumable-mortgages/louisiana/new-orleans/70122.json","assumable_homes":1011,"avg_assumable_rate":4.29,"avg_monthly_savings":310,"on_market_coverage":false},{"name":"70126","page":"https://www.retrorate.com/assumable-mortgages/louisiana/new-orleans/70126","data":"https://www.retrorate.com/assumable-mortgages/louisiana/new-orleans/70126.json","assumable_homes":822,"avg_assumable_rate":4.33,"avg_monthly_savings":227,"on_market_coverage":false},{"name":"70127","page":"https://www.retrorate.com/assumable-mortgages/louisiana/new-orleans/70127","data":"https://www.retrorate.com/assumable-mortgages/louisiana/new-orleans/70127.json","assumable_homes":783,"avg_assumable_rate":4.28,"avg_monthly_savings":736,"on_market_coverage":false},{"name":"70128","page":"https://www.retrorate.com/assumable-mortgages/louisiana/new-orleans/70128","data":"https://www.retrorate.com/assumable-mortgages/louisiana/new-orleans/70128.json","assumable_homes":711,"avg_assumable_rate":4.17,"avg_monthly_savings":243,"on_market_coverage":false},{"name":"70117","page":"https://www.retrorate.com/assumable-mortgages/louisiana/new-orleans/70117","data":"https://www.retrorate.com/assumable-mortgages/louisiana/new-orleans/70117.json","assumable_homes":606,"avg_assumable_rate":4.45,"avg_monthly_savings":288,"on_market_coverage":false},{"name":"70114","page":"https://www.retrorate.com/assumable-mortgages/louisiana/new-orleans/70114","data":"https://www.retrorate.com/assumable-mortgages/louisiana/new-orleans/70114.json","assumable_homes":536,"avg_assumable_rate":4.32,"avg_monthly_savings":279,"on_market_coverage":false},{"name":"70119","page":"https://www.retrorate.com/assumable-mortgages/louisiana/new-orleans/70119","data":"https://www.retrorate.com/assumable-mortgages/louisiana/new-orleans/70119.json","assumable_homes":524,"avg_assumable_rate":4.27,"avg_monthly_savings":406,"on_market_coverage":false}]},"terms":{"publisher":"RetroRate (Assumable Technologies Inc.)","source":"RetroRate production data, from public data sources and county records","attribution":"Cite as RetroRate, with a link to the page URL.","contact":"press@retrorate.com","documentation":"https://www.retrorate.com/assumable-mortgages"}}