{"level":"city","name":"Baton Rouge","state":"LA","state_name":"Louisiana","page":"https://www.retrorate.com/assumable-mortgages/louisiana/baton-rouge","parent":{"name":"Louisiana","page":"https://www.retrorate.com/assumable-mortgages/louisiana"},"counted_as_of":"2026-10-15","market_rate":{"value":7.3,"label":"average 30-year fixed rate","as_of":"2026-10-16","source":"Optimal Blue Mortgage Market Indices (OBMMI)"},"savings_basis":{"comparison":"the assumable loan against a new loan for the same amount, at the same cash to close","includes":"principal and interest only","remaining_term_years":25,"remaining_term_assumed":true},"coverage":{"tier":"B","on_market":"off-market only: counts cover homes with a mortgage carrying an assumable loan"},"figures":{"assumable_homes":9377,"avg_assumable_rate":4.32,"avg_balance":189999,"avg_monthly_savings":266,"rate_bands":{"under_3":1380,"3_to_4":3518,"4_to_5":1910,"5_and_over":2569}},"zip_codes":{"note":"The ZIP codes with the most assumable stock in this city, not every ZIP in it.","published":[{"name":"70815","page":"https://www.retrorate.com/assumable-mortgages/louisiana/baton-rouge/70815","data":"https://www.retrorate.com/assumable-mortgages/louisiana/baton-rouge/70815.json","assumable_homes":1440,"avg_assumable_rate":4.23,"avg_monthly_savings":253,"on_market_coverage":false},{"name":"70816","page":"https://www.retrorate.com/assumable-mortgages/louisiana/baton-rouge/70816","data":"https://www.retrorate.com/assumable-mortgages/louisiana/baton-rouge/70816.json","assumable_homes":1438,"avg_assumable_rate":4.32,"avg_monthly_savings":270,"on_market_coverage":false},{"name":"70814","page":"https://www.retrorate.com/assumable-mortgages/louisiana/baton-rouge/70814","data":"https://www.retrorate.com/assumable-mortgages/louisiana/baton-rouge/70814.json","assumable_homes":779,"avg_assumable_rate":4.35,"avg_monthly_savings":203,"on_market_coverage":false},{"name":"70806","page":"https://www.retrorate.com/assumable-mortgages/louisiana/baton-rouge/70806","data":"https://www.retrorate.com/assumable-mortgages/louisiana/baton-rouge/70806.json","assumable_homes":392,"avg_assumable_rate":4.13,"avg_monthly_savings":312,"on_market_coverage":false},{"name":"70809","page":"https://www.retrorate.com/assumable-mortgages/louisiana/baton-rouge/70809","data":"https://www.retrorate.com/assumable-mortgages/louisiana/baton-rouge/70809.json","assumable_homes":359,"avg_assumable_rate":4.16,"avg_monthly_savings":333,"on_market_coverage":false},{"name":"70805","page":"https://www.retrorate.com/assumable-mortgages/louisiana/baton-rouge/70805","data":"https://www.retrorate.com/assumable-mortgages/louisiana/baton-rouge/70805.json","assumable_homes":335,"avg_assumable_rate":4.54,"avg_monthly_savings":125,"on_market_coverage":false},{"name":"70819","page":"https://www.retrorate.com/assumable-mortgages/louisiana/baton-rouge/70819","data":"https://www.retrorate.com/assumable-mortgages/louisiana/baton-rouge/70819.json","assumable_homes":333,"avg_assumable_rate":4.37,"avg_monthly_savings":189,"on_market_coverage":false},{"name":"70820","page":"https://www.retrorate.com/assumable-mortgages/louisiana/baton-rouge/70820","data":"https://www.retrorate.com/assumable-mortgages/louisiana/baton-rouge/70820.json","assumable_homes":324,"avg_assumable_rate":4.48,"avg_monthly_savings":288,"on_market_coverage":false}]},"terms":{"publisher":"RetroRate (Assumable Technologies Inc.)","source":"RetroRate production data, from public data sources and county records","attribution":"Cite as RetroRate, with a link to the page URL.","contact":"press@retrorate.com","documentation":"https://www.retrorate.com/assumable-mortgages"}}