{"level":"city","name":"Fort Wayne","state":"IN","state_name":"Indiana","page":"https://www.retrorate.com/assumable-mortgages/indiana/fort-wayne","parent":{"name":"Indiana","page":"https://www.retrorate.com/assumable-mortgages/indiana"},"counted_as_of":"2026-10-15","market_rate":{"value":7.3,"label":"average 30-year fixed rate","as_of":"2026-10-16","source":"Optimal Blue Mortgage Market Indices (OBMMI)"},"savings_basis":{"comparison":"the assumable loan against a new loan for the same amount, at the same cash to close","includes":"principal and interest only","remaining_term_years":25,"remaining_term_assumed":true},"coverage":{"tier":"B","on_market":"off-market only: counts cover homes with a mortgage carrying an assumable loan"},"figures":{"assumable_homes":15624,"avg_assumable_rate":4.56,"avg_balance":164071,"avg_monthly_savings":207,"rate_bands":{"under_3":1474,"3_to_4":5069,"4_to_5":3624,"5_and_over":5457}},"zip_codes":{"note":"The ZIP codes with the most assumable stock in this city, not every ZIP in it.","published":[{"name":"46835","page":"https://www.retrorate.com/assumable-mortgages/indiana/fort-wayne/46835","data":"https://www.retrorate.com/assumable-mortgages/indiana/fort-wayne/46835.json","assumable_homes":2195,"avg_assumable_rate":4.43,"avg_monthly_savings":211,"on_market_coverage":false},{"name":"46815","page":"https://www.retrorate.com/assumable-mortgages/indiana/fort-wayne/46815","data":"https://www.retrorate.com/assumable-mortgages/indiana/fort-wayne/46815.json","assumable_homes":1811,"avg_assumable_rate":4.43,"avg_monthly_savings":187,"on_market_coverage":false},{"name":"46825","page":"https://www.retrorate.com/assumable-mortgages/indiana/fort-wayne/46825","data":"https://www.retrorate.com/assumable-mortgages/indiana/fort-wayne/46825.json","assumable_homes":1382,"avg_assumable_rate":4.52,"avg_monthly_savings":195,"on_market_coverage":false},{"name":"46818","page":"https://www.retrorate.com/assumable-mortgages/indiana/fort-wayne/46818","data":"https://www.retrorate.com/assumable-mortgages/indiana/fort-wayne/46818.json","assumable_homes":1307,"avg_assumable_rate":4.81,"avg_monthly_savings":253,"on_market_coverage":false},{"name":"46808","page":"https://www.retrorate.com/assumable-mortgages/indiana/fort-wayne/46808","data":"https://www.retrorate.com/assumable-mortgages/indiana/fort-wayne/46808.json","assumable_homes":1263,"avg_assumable_rate":4.61,"avg_monthly_savings":235,"on_market_coverage":false},{"name":"46805","page":"https://www.retrorate.com/assumable-mortgages/indiana/fort-wayne/46805","data":"https://www.retrorate.com/assumable-mortgages/indiana/fort-wayne/46805.json","assumable_homes":1137,"avg_assumable_rate":4.64,"avg_monthly_savings":144,"on_market_coverage":false},{"name":"46804","page":"https://www.retrorate.com/assumable-mortgages/indiana/fort-wayne/46804","data":"https://www.retrorate.com/assumable-mortgages/indiana/fort-wayne/46804.json","assumable_homes":1122,"avg_assumable_rate":4.41,"avg_monthly_savings":246,"on_market_coverage":false},{"name":"46845","page":"https://www.retrorate.com/assumable-mortgages/indiana/fort-wayne/46845","data":"https://www.retrorate.com/assumable-mortgages/indiana/fort-wayne/46845.json","assumable_homes":1050,"avg_assumable_rate":4.41,"avg_monthly_savings":336,"on_market_coverage":false}]},"terms":{"publisher":"RetroRate (Assumable Technologies Inc.)","source":"RetroRate production data, from public data sources and county records","attribution":"Cite as RetroRate, with a link to the page URL.","contact":"press@retrorate.com","documentation":"https://www.retrorate.com/assumable-mortgages"}}