{"level":"state","name":"Indiana","state":"IN","page":"https://www.retrorate.com/assumable-mortgages/indiana","parent":{"name":"United States","page":"https://www.retrorate.com/assumable-mortgages"},"counted_as_of":"2026-10-15","market_rate":{"value":7.3,"label":"average 30-year fixed rate","as_of":"2026-10-16","source":"Optimal Blue Mortgage Market Indices (OBMMI)"},"savings_basis":{"comparison":"the assumable loan against a new loan for the same amount, at the same cash to close","includes":"principal and interest only","remaining_term_years":25,"remaining_term_assumed":true},"coverage":{"tier":"B","on_market":"off-market only: counts cover homes with a mortgage carrying an assumable loan"},"figures":{"assumable_homes":273265,"avg_assumable_rate":4.66,"avg_balance":270435,"avg_monthly_savings":326,"rate_bands":{"under_3":26718,"3_to_4":81481,"4_to_5":57215,"5_and_over":107851}},"markets":[{"name":"Indianapolis","page":"https://www.retrorate.com/assumable-mortgages/indiana/indianapolis","data":"https://www.retrorate.com/assumable-mortgages/indiana/indianapolis.json","assumable_homes":50020,"avg_assumable_rate":4.66,"avg_monthly_savings":191,"on_market_coverage":false},{"name":"Fort Wayne","page":"https://www.retrorate.com/assumable-mortgages/indiana/fort-wayne","data":"https://www.retrorate.com/assumable-mortgages/indiana/fort-wayne.json","assumable_homes":15624,"avg_assumable_rate":4.56,"avg_monthly_savings":207,"on_market_coverage":false},{"name":"Evansville","page":"https://www.retrorate.com/assumable-mortgages/indiana/evansville","data":"https://www.retrorate.com/assumable-mortgages/indiana/evansville.json","assumable_homes":8547,"avg_assumable_rate":4.62,"avg_monthly_savings":175,"on_market_coverage":false}],"terms":{"publisher":"RetroRate (Assumable Technologies Inc.)","source":"RetroRate production data, from public data sources and county records","attribution":"Cite as RetroRate, with a link to the page URL.","contact":"press@retrorate.com","documentation":"https://www.retrorate.com/assumable-mortgages"}}