{"level":"state","name":"Idaho","state":"ID","page":"https://www.retrorate.com/assumable-mortgages/idaho","parent":{"name":"United States","page":"https://www.retrorate.com/assumable-mortgages"},"counted_as_of":"2026-10-15","market_rate":{"value":7.3,"label":"average 30-year fixed rate","as_of":"2026-10-16","source":"Optimal Blue Mortgage Market Indices (OBMMI)"},"savings_basis":{"comparison":"the assumable loan against a new loan for the same amount, at the same cash to close","includes":"principal and interest only","remaining_term_years":25,"remaining_term_assumed":true},"coverage":{"tier":"B","on_market":"off-market only: counts cover homes with a mortgage carrying an assumable loan"},"figures":{"assumable_homes":83445,"avg_assumable_rate":4.66,"avg_balance":281131,"avg_monthly_savings":339,"rate_bands":{"under_3":11649,"3_to_4":22591,"4_to_5":14555,"5_and_over":34650}},"markets":[{"name":"Nampa","page":"https://www.retrorate.com/assumable-mortgages/idaho/nampa","data":"https://www.retrorate.com/assumable-mortgages/idaho/nampa.json","assumable_homes":9853,"avg_assumable_rate":4.79,"avg_monthly_savings":328,"on_market_coverage":false},{"name":"Boise","page":"https://www.retrorate.com/assumable-mortgages/idaho/boise","data":"https://www.retrorate.com/assumable-mortgages/idaho/boise.json","assumable_homes":9339,"avg_assumable_rate":4.41,"avg_monthly_savings":384,"on_market_coverage":false}],"terms":{"publisher":"RetroRate (Assumable Technologies Inc.)","source":"RetroRate production data, from public data sources and county records","attribution":"Cite as RetroRate, with a link to the page URL.","contact":"press@retrorate.com","documentation":"https://www.retrorate.com/assumable-mortgages"}}