{"level":"city","name":"Columbus","state":"GA","state_name":"Georgia","page":"https://www.retrorate.com/assumable-mortgages/georgia/columbus","parent":{"name":"Georgia","page":"https://www.retrorate.com/assumable-mortgages/georgia"},"counted_as_of":"2026-10-15","market_rate":{"value":7.3,"label":"average 30-year fixed rate","as_of":"2026-10-16","source":"Optimal Blue Mortgage Market Indices (OBMMI)"},"savings_basis":{"comparison":"the assumable loan against a new loan for the same amount, at the same cash to close","includes":"principal and interest only","remaining_term_years":25,"remaining_term_assumed":true},"coverage":{"tier":"B","on_market":"off-market only: counts cover homes with a mortgage carrying an assumable loan"},"figures":{"assumable_homes":8881,"avg_assumable_rate":4.34,"avg_balance":172047,"avg_monthly_savings":239,"rate_bands":{"under_3":1942,"3_to_4":2738,"4_to_5":1260,"5_and_over":2941}},"zip_codes":{"note":"The ZIP codes with the most assumable stock in this city, not every ZIP in it.","published":[{"name":"31907","page":"https://www.retrorate.com/assumable-mortgages/georgia/columbus/31907","data":"https://www.retrorate.com/assumable-mortgages/georgia/columbus/31907.json","assumable_homes":3655,"avg_assumable_rate":4.36,"avg_monthly_savings":202,"on_market_coverage":false},{"name":"31909","page":"https://www.retrorate.com/assumable-mortgages/georgia/columbus/31909","data":"https://www.retrorate.com/assumable-mortgages/georgia/columbus/31909.json","assumable_homes":2403,"avg_assumable_rate":4.26,"avg_monthly_savings":260,"on_market_coverage":false},{"name":"31904","page":"https://www.retrorate.com/assumable-mortgages/georgia/columbus/31904","data":"https://www.retrorate.com/assumable-mortgages/georgia/columbus/31904.json","assumable_homes":1762,"avg_assumable_rate":4.32,"avg_monthly_savings":306,"on_market_coverage":false},{"name":"31820","page":"https://www.retrorate.com/assumable-mortgages/georgia/columbus/31820","data":"https://www.retrorate.com/assumable-mortgages/georgia/columbus/31820.json","assumable_homes":1535,"avg_assumable_rate":4.15,"avg_monthly_savings":439,"on_market_coverage":false},{"name":"31808","page":"https://www.retrorate.com/assumable-mortgages/georgia/columbus/31808","data":"https://www.retrorate.com/assumable-mortgages/georgia/columbus/31808.json","assumable_homes":784,"avg_assumable_rate":4.17,"avg_monthly_savings":428,"on_market_coverage":false},{"name":"31906","page":"https://www.retrorate.com/assumable-mortgages/georgia/columbus/31906","data":"https://www.retrorate.com/assumable-mortgages/georgia/columbus/31906.json","assumable_homes":625,"avg_assumable_rate":4.38,"avg_monthly_savings":239,"on_market_coverage":false},{"name":"31903","page":"https://www.retrorate.com/assumable-mortgages/georgia/columbus/31903","data":"https://www.retrorate.com/assumable-mortgages/georgia/columbus/31903.json","assumable_homes":268,"avg_assumable_rate":4.8,"avg_monthly_savings":103,"on_market_coverage":false},{"name":"31829","page":"https://www.retrorate.com/assumable-mortgages/georgia/columbus/31829","data":"https://www.retrorate.com/assumable-mortgages/georgia/columbus/31829.json","assumable_homes":207,"avg_assumable_rate":3.94,"avg_monthly_savings":468,"on_market_coverage":false}]},"terms":{"publisher":"RetroRate (Assumable Technologies Inc.)","source":"RetroRate production data, from public data sources and county records","attribution":"Cite as RetroRate, with a link to the page URL.","contact":"press@retrorate.com","documentation":"https://www.retrorate.com/assumable-mortgages"}}