{"level":"city","name":"Atlanta","state":"GA","state_name":"Georgia","page":"https://www.retrorate.com/assumable-mortgages/georgia/atlanta","parent":{"name":"Georgia","page":"https://www.retrorate.com/assumable-mortgages/georgia"},"counted_as_of":"2026-10-15","market_rate":{"value":7.3,"label":"average 30-year fixed rate","as_of":"2026-10-16","source":"Optimal Blue Mortgage Market Indices (OBMMI)"},"savings_basis":{"comparison":"the assumable loan against a new loan for the same amount, at the same cash to close","includes":"principal and interest only","remaining_term_years":25,"remaining_term_assumed":true},"coverage":{"tier":"B","on_market":"off-market only: counts cover homes with a mortgage carrying an assumable loan"},"figures":{"assumable_homes":15276,"avg_assumable_rate":4.51,"avg_balance":260912,"avg_monthly_savings":337,"rate_bands":{"under_3":2279,"3_to_4":5285,"4_to_5":2039,"5_and_over":5673}},"zip_codes":{"note":"The ZIP codes with the most assumable stock in this city, not every ZIP in it.","published":[{"name":"30318","page":"https://www.retrorate.com/assumable-mortgages/georgia/atlanta/30318","data":"https://www.retrorate.com/assumable-mortgages/georgia/atlanta/30318.json","assumable_homes":973,"avg_assumable_rate":4.53,"avg_monthly_savings":357,"on_market_coverage":false},{"name":"30316","page":"https://www.retrorate.com/assumable-mortgages/georgia/atlanta/30316","data":"https://www.retrorate.com/assumable-mortgages/georgia/atlanta/30316.json","assumable_homes":885,"avg_assumable_rate":4.28,"avg_monthly_savings":369,"on_market_coverage":false},{"name":"30311","page":"https://www.retrorate.com/assumable-mortgages/georgia/atlanta/30311","data":"https://www.retrorate.com/assumable-mortgages/georgia/atlanta/30311.json","assumable_homes":814,"avg_assumable_rate":4.3,"avg_monthly_savings":294,"on_market_coverage":false},{"name":"30315","page":"https://www.retrorate.com/assumable-mortgages/georgia/atlanta/30315","data":"https://www.retrorate.com/assumable-mortgages/georgia/atlanta/30315.json","assumable_homes":788,"avg_assumable_rate":4.44,"avg_monthly_savings":299,"on_market_coverage":false},{"name":"30310","page":"https://www.retrorate.com/assumable-mortgages/georgia/atlanta/30310","data":"https://www.retrorate.com/assumable-mortgages/georgia/atlanta/30310.json","assumable_homes":723,"avg_assumable_rate":4.38,"avg_monthly_savings":325,"on_market_coverage":false},{"name":"30354","page":"https://www.retrorate.com/assumable-mortgages/georgia/atlanta/30354","data":"https://www.retrorate.com/assumable-mortgages/georgia/atlanta/30354.json","assumable_homes":502,"avg_assumable_rate":4.72,"avg_monthly_savings":273,"on_market_coverage":false},{"name":"30314","page":"https://www.retrorate.com/assumable-mortgages/georgia/atlanta/30314","data":"https://www.retrorate.com/assumable-mortgages/georgia/atlanta/30314.json","assumable_homes":366,"avg_assumable_rate":4.53,"avg_monthly_savings":318,"on_market_coverage":false},{"name":"30324","page":"https://www.retrorate.com/assumable-mortgages/georgia/atlanta/30324","data":"https://www.retrorate.com/assumable-mortgages/georgia/atlanta/30324.json","assumable_homes":306,"avg_assumable_rate":4.44,"avg_monthly_savings":399,"on_market_coverage":false}]},"terms":{"publisher":"RetroRate (Assumable Technologies Inc.)","source":"RetroRate production data, from public data sources and county records","attribution":"Cite as RetroRate, with a link to the page URL.","contact":"press@retrorate.com","documentation":"https://www.retrorate.com/assumable-mortgages"}}