{"level":"city","name":"Tampa","state":"FL","state_name":"Florida","page":"https://www.retrorate.com/assumable-mortgages/florida/tampa","parent":{"name":"Florida","page":"https://www.retrorate.com/assumable-mortgages/florida"},"counted_as_of":"2026-10-15","market_rate":{"value":7.3,"label":"average 30-year fixed rate","as_of":"2026-10-16","source":"Optimal Blue Mortgage Market Indices (OBMMI)"},"savings_basis":{"comparison":"the assumable loan against a new loan for the same amount, at the same cash to close","includes":"principal and interest only","remaining_term_years":25,"remaining_term_assumed":true},"coverage":{"tier":"A","on_market":"live listing data: counts include what is for sale"},"figures":{"assumable_homes":22869,"avg_assumable_rate":4.53,"avg_balance":279243,"avg_monthly_savings":358,"rate_bands":{"under_3":4548,"3_to_4":7707,"4_to_5":2506,"5_and_over":8108},"listings_assumable_now":1},"zip_codes":{"note":"The ZIP codes with the most assumable stock in this city, not every ZIP in it.","published":[{"name":"33647","page":"https://www.retrorate.com/assumable-mortgages/florida/tampa/33647","data":"https://www.retrorate.com/assumable-mortgages/florida/tampa/33647.json","assumable_homes":1839,"avg_assumable_rate":4.2,"avg_monthly_savings":471,"on_market_coverage":true,"listings_assumable_now":0},{"name":"33604","page":"https://www.retrorate.com/assumable-mortgages/florida/tampa/33604","data":"https://www.retrorate.com/assumable-mortgages/florida/tampa/33604.json","assumable_homes":1715,"avg_assumable_rate":4.72,"avg_monthly_savings":288,"on_market_coverage":true,"listings_assumable_now":0},{"name":"33612","page":"https://www.retrorate.com/assumable-mortgages/florida/tampa/33612","data":"https://www.retrorate.com/assumable-mortgages/florida/tampa/33612.json","assumable_homes":1499,"avg_assumable_rate":4.72,"avg_monthly_savings":269,"on_market_coverage":true,"listings_assumable_now":0},{"name":"33611","page":"https://www.retrorate.com/assumable-mortgages/florida/tampa/33611","data":"https://www.retrorate.com/assumable-mortgages/florida/tampa/33611.json","assumable_homes":911,"avg_assumable_rate":4.19,"avg_monthly_savings":552,"on_market_coverage":true,"listings_assumable_now":0},{"name":"33616","page":"https://www.retrorate.com/assumable-mortgages/florida/tampa/33616","data":"https://www.retrorate.com/assumable-mortgages/florida/tampa/33616.json","assumable_homes":848,"avg_assumable_rate":4.41,"avg_monthly_savings":457,"on_market_coverage":true,"listings_assumable_now":0},{"name":"33603","page":"https://www.retrorate.com/assumable-mortgages/florida/tampa/33603","data":"https://www.retrorate.com/assumable-mortgages/florida/tampa/33603.json","assumable_homes":616,"avg_assumable_rate":4.46,"avg_monthly_savings":357,"on_market_coverage":true,"listings_assumable_now":0},{"name":"33605","page":"https://www.retrorate.com/assumable-mortgages/florida/tampa/33605","data":"https://www.retrorate.com/assumable-mortgages/florida/tampa/33605.json","assumable_homes":519,"avg_assumable_rate":4.82,"avg_monthly_savings":264,"on_market_coverage":true,"listings_assumable_now":0},{"name":"33607","page":"https://www.retrorate.com/assumable-mortgages/florida/tampa/33607","data":"https://www.retrorate.com/assumable-mortgages/florida/tampa/33607.json","assumable_homes":437,"avg_assumable_rate":4.52,"avg_monthly_savings":342,"on_market_coverage":true,"listings_assumable_now":0}]},"terms":{"publisher":"RetroRate (Assumable Technologies Inc.)","source":"RetroRate production data, from public data sources and county records","attribution":"Cite as RetroRate, with a link to the page URL.","contact":"press@retrorate.com","documentation":"https://www.retrorate.com/assumable-mortgages"}}