{"level":"city","name":"Orlando","state":"FL","state_name":"Florida","page":"https://www.retrorate.com/assumable-mortgages/florida/orlando","parent":{"name":"Florida","page":"https://www.retrorate.com/assumable-mortgages/florida"},"counted_as_of":"2026-10-15","market_rate":{"value":7.3,"label":"average 30-year fixed rate","as_of":"2026-10-16","source":"Optimal Blue Mortgage Market Indices (OBMMI)"},"savings_basis":{"comparison":"the assumable loan against a new loan for the same amount, at the same cash to close","includes":"principal and interest only","remaining_term_years":25,"remaining_term_assumed":true},"coverage":{"tier":"A","on_market":"live listing data: counts include what is for sale"},"figures":{"assumable_homes":31585,"avg_assumable_rate":4.33,"avg_balance":361395,"avg_monthly_savings":504,"rate_bands":{"under_3":6551,"3_to_4":12025,"4_to_5":4066,"5_and_over":8943},"listings_assumable_now":9},"zip_codes":{"note":"The ZIP codes with the most assumable stock in this city, not every ZIP in it.","published":[{"name":"32822","page":"https://www.retrorate.com/assumable-mortgages/florida/orlando/32822","data":"https://www.retrorate.com/assumable-mortgages/florida/orlando/32822.json","assumable_homes":1658,"avg_assumable_rate":4.32,"avg_monthly_savings":297,"on_market_coverage":true,"listings_assumable_now":0},{"name":"32832","page":"https://www.retrorate.com/assumable-mortgages/florida/orlando/32832","data":"https://www.retrorate.com/assumable-mortgages/florida/orlando/32832.json","assumable_homes":1452,"avg_assumable_rate":4.36,"avg_monthly_savings":494,"on_market_coverage":true,"listings_assumable_now":0},{"name":"32807","page":"https://www.retrorate.com/assumable-mortgages/florida/orlando/32807","data":"https://www.retrorate.com/assumable-mortgages/florida/orlando/32807.json","assumable_homes":1293,"avg_assumable_rate":4.45,"avg_monthly_savings":285,"on_market_coverage":true,"listings_assumable_now":0},{"name":"32829","page":"https://www.retrorate.com/assumable-mortgages/florida/orlando/32829","data":"https://www.retrorate.com/assumable-mortgages/florida/orlando/32829.json","assumable_homes":1140,"avg_assumable_rate":4.57,"avg_monthly_savings":375,"on_market_coverage":true,"listings_assumable_now":0},{"name":"32812","page":"https://www.retrorate.com/assumable-mortgages/florida/orlando/32812","data":"https://www.retrorate.com/assumable-mortgages/florida/orlando/32812.json","assumable_homes":1064,"avg_assumable_rate":4.3,"avg_monthly_savings":364,"on_market_coverage":true,"listings_assumable_now":0},{"name":"32811","page":"https://www.retrorate.com/assumable-mortgages/florida/orlando/32811","data":"https://www.retrorate.com/assumable-mortgages/florida/orlando/32811.json","assumable_homes":987,"avg_assumable_rate":4.62,"avg_monthly_savings":4316,"on_market_coverage":true,"listings_assumable_now":0},{"name":"32835","page":"https://www.retrorate.com/assumable-mortgages/florida/orlando/32835","data":"https://www.retrorate.com/assumable-mortgages/florida/orlando/32835.json","assumable_homes":889,"avg_assumable_rate":4.26,"avg_monthly_savings":363,"on_market_coverage":true,"listings_assumable_now":0},{"name":"32827","page":"https://www.retrorate.com/assumable-mortgages/florida/orlando/32827","data":"https://www.retrorate.com/assumable-mortgages/florida/orlando/32827.json","assumable_homes":699,"avg_assumable_rate":4.23,"avg_monthly_savings":580,"on_market_coverage":true,"listings_assumable_now":0}]},"terms":{"publisher":"RetroRate (Assumable Technologies Inc.)","source":"RetroRate production data, from public data sources and county records","attribution":"Cite as RetroRate, with a link to the page URL.","contact":"press@retrorate.com","documentation":"https://www.retrorate.com/assumable-mortgages"}}