{"level":"city","name":"Jacksonville","state":"FL","state_name":"Florida","page":"https://www.retrorate.com/assumable-mortgages/florida/jacksonville","parent":{"name":"Florida","page":"https://www.retrorate.com/assumable-mortgages/florida"},"counted_as_of":"2026-10-15","market_rate":{"value":7.3,"label":"average 30-year fixed rate","as_of":"2026-10-16","source":"Optimal Blue Mortgage Market Indices (OBMMI)"},"savings_basis":{"comparison":"the assumable loan against a new loan for the same amount, at the same cash to close","includes":"principal and interest only","remaining_term_years":25,"remaining_term_assumed":true},"coverage":{"tier":"A","on_market":"live listing data: counts include what is for sale"},"figures":{"assumable_homes":55868,"avg_assumable_rate":4.66,"avg_balance":247979,"avg_monthly_savings":299,"rate_bands":{"under_3":10297,"3_to_4":17229,"4_to_5":5640,"5_and_over":22703},"listings_assumable_now":4},"zip_codes":{"note":"The ZIP codes with the most assumable stock in this city, not every ZIP in it.","published":[{"name":"32218","page":"https://www.retrorate.com/assumable-mortgages/florida/jacksonville/32218","data":"https://www.retrorate.com/assumable-mortgages/florida/jacksonville/32218.json","assumable_homes":8184,"avg_assumable_rate":4.77,"avg_monthly_savings":293,"on_market_coverage":true,"listings_assumable_now":0},{"name":"32244","page":"https://www.retrorate.com/assumable-mortgages/florida/jacksonville/32244","data":"https://www.retrorate.com/assumable-mortgages/florida/jacksonville/32244.json","assumable_homes":4455,"avg_assumable_rate":4.73,"avg_monthly_savings":241,"on_market_coverage":true,"listings_assumable_now":0},{"name":"32210","page":"https://www.retrorate.com/assumable-mortgages/florida/jacksonville/32210","data":"https://www.retrorate.com/assumable-mortgages/florida/jacksonville/32210.json","assumable_homes":3848,"avg_assumable_rate":4.79,"avg_monthly_savings":226,"on_market_coverage":true,"listings_assumable_now":1},{"name":"32225","page":"https://www.retrorate.com/assumable-mortgages/florida/jacksonville/32225","data":"https://www.retrorate.com/assumable-mortgages/florida/jacksonville/32225.json","assumable_homes":3258,"avg_assumable_rate":4.31,"avg_monthly_savings":388,"on_market_coverage":true,"listings_assumable_now":0},{"name":"32221","page":"https://www.retrorate.com/assumable-mortgages/florida/jacksonville/32221","data":"https://www.retrorate.com/assumable-mortgages/florida/jacksonville/32221.json","assumable_homes":2906,"avg_assumable_rate":4.61,"avg_monthly_savings":302,"on_market_coverage":true,"listings_assumable_now":0},{"name":"32222","page":"https://www.retrorate.com/assumable-mortgages/florida/jacksonville/32222","data":"https://www.retrorate.com/assumable-mortgages/florida/jacksonville/32222.json","assumable_homes":2643,"avg_assumable_rate":4.34,"avg_monthly_savings":365,"on_market_coverage":true,"listings_assumable_now":0},{"name":"32219","page":"https://www.retrorate.com/assumable-mortgages/florida/jacksonville/32219","data":"https://www.retrorate.com/assumable-mortgages/florida/jacksonville/32219.json","assumable_homes":2502,"avg_assumable_rate":5.44,"avg_monthly_savings":213,"on_market_coverage":true,"listings_assumable_now":1},{"name":"32226","page":"https://www.retrorate.com/assumable-mortgages/florida/jacksonville/32226","data":"https://www.retrorate.com/assumable-mortgages/florida/jacksonville/32226.json","assumable_homes":2318,"avg_assumable_rate":4.34,"avg_monthly_savings":414,"on_market_coverage":true,"listings_assumable_now":0}]},"terms":{"publisher":"RetroRate (Assumable Technologies Inc.)","source":"RetroRate production data, from public data sources and county records","attribution":"Cite as RetroRate, with a link to the page URL.","contact":"press@retrorate.com","documentation":"https://www.retrorate.com/assumable-mortgages"}}