{"level":"city","name":"Timnath","state":"CO","state_name":"Colorado","page":"https://www.retrorate.com/assumable-mortgages/colorado/timnath","parent":{"name":"Colorado","page":"https://www.retrorate.com/assumable-mortgages/colorado"},"counted_as_of":"2026-10-15","market_rate":{"value":7.3,"label":"average 30-year fixed rate","as_of":"2026-10-16","source":"Optimal Blue Mortgage Market Indices (OBMMI)"},"savings_basis":{"comparison":"the assumable loan against a new loan for the same amount, at the same cash to close","includes":"principal and interest only","remaining_term_years":25,"remaining_term_assumed":true},"coverage":{"tier":"A","on_market":"live listing data: counts include what is for sale"},"figures":{"assumable_homes":322,"avg_assumable_rate":4.8,"avg_balance":520437,"avg_monthly_savings":586,"rate_bands":{"under_3":86,"3_to_4":46,"4_to_5":19,"5_and_over":172},"listings_assumable_now":2},"zip_codes":{"note":"The ZIP codes with the most assumable stock in this city, not every ZIP in it.","published":[]},"terms":{"publisher":"RetroRate (Assumable Technologies Inc.)","source":"RetroRate production data, from public data sources and county records","attribution":"Cite as RetroRate, with a link to the page URL.","contact":"press@retrorate.com","documentation":"https://www.retrorate.com/assumable-mortgages"}}