{"level":"city","name":"Fresno","state":"CA","state_name":"California","page":"https://www.retrorate.com/assumable-mortgages/california/fresno","parent":{"name":"California","page":"https://www.retrorate.com/assumable-mortgages/california"},"counted_as_of":"2026-10-15","market_rate":{"value":7.3,"label":"average 30-year fixed rate","as_of":"2026-10-16","source":"Optimal Blue Mortgage Market Indices (OBMMI)"},"savings_basis":{"comparison":"the assumable loan against a new loan for the same amount, at the same cash to close","includes":"principal and interest only","remaining_term_years":25,"remaining_term_assumed":true},"coverage":{"tier":"B","on_market":"off-market only: counts cover homes with a mortgage carrying an assumable loan"},"figures":{"assumable_homes":16867,"avg_assumable_rate":4.39,"avg_balance":273871,"avg_monthly_savings":372,"rate_bands":{"under_3":2755,"3_to_4":6833,"4_to_5":2464,"5_and_over":4815}},"zip_codes":{"note":"The ZIP codes with the most assumable stock in this city, not every ZIP in it.","published":[{"name":"93722","page":"https://www.retrorate.com/assumable-mortgages/california/fresno/93722","data":"https://www.retrorate.com/assumable-mortgages/california/fresno/93722.json","assumable_homes":3112,"avg_assumable_rate":4.3,"avg_monthly_savings":391,"on_market_coverage":false},{"name":"93727","page":"https://www.retrorate.com/assumable-mortgages/california/fresno/93727","data":"https://www.retrorate.com/assumable-mortgages/california/fresno/93727.json","assumable_homes":2936,"avg_assumable_rate":4.31,"avg_monthly_savings":408,"on_market_coverage":false},{"name":"93726","page":"https://www.retrorate.com/assumable-mortgages/california/fresno/93726","data":"https://www.retrorate.com/assumable-mortgages/california/fresno/93726.json","assumable_homes":1409,"avg_assumable_rate":4.45,"avg_monthly_savings":320,"on_market_coverage":false},{"name":"93705","page":"https://www.retrorate.com/assumable-mortgages/california/fresno/93705","data":"https://www.retrorate.com/assumable-mortgages/california/fresno/93705.json","assumable_homes":1332,"avg_assumable_rate":4.45,"avg_monthly_savings":317,"on_market_coverage":false},{"name":"93703","page":"https://www.retrorate.com/assumable-mortgages/california/fresno/93703","data":"https://www.retrorate.com/assumable-mortgages/california/fresno/93703.json","assumable_homes":1017,"avg_assumable_rate":4.47,"avg_monthly_savings":288,"on_market_coverage":false},{"name":"93720","page":"https://www.retrorate.com/assumable-mortgages/california/fresno/93720","data":"https://www.retrorate.com/assumable-mortgages/california/fresno/93720.json","assumable_homes":951,"avg_assumable_rate":4.26,"avg_monthly_savings":489,"on_market_coverage":false},{"name":"93704","page":"https://www.retrorate.com/assumable-mortgages/california/fresno/93704","data":"https://www.retrorate.com/assumable-mortgages/california/fresno/93704.json","assumable_homes":929,"avg_assumable_rate":4.44,"avg_monthly_savings":364,"on_market_coverage":false},{"name":"93710","page":"https://www.retrorate.com/assumable-mortgages/california/fresno/93710","data":"https://www.retrorate.com/assumable-mortgages/california/fresno/93710.json","assumable_homes":882,"avg_assumable_rate":4.32,"avg_monthly_savings":400,"on_market_coverage":false}]},"terms":{"publisher":"RetroRate (Assumable Technologies Inc.)","source":"RetroRate production data, from public data sources and county records","attribution":"Cite as RetroRate, with a link to the page URL.","contact":"press@retrorate.com","documentation":"https://www.retrorate.com/assumable-mortgages"}}