{"level":"city","name":"Little Rock","state":"AR","state_name":"Arkansas","page":"https://www.retrorate.com/assumable-mortgages/arkansas/little-rock","parent":{"name":"Arkansas","page":"https://www.retrorate.com/assumable-mortgages/arkansas"},"counted_as_of":"2026-10-15","market_rate":{"value":7.3,"label":"average 30-year fixed rate","as_of":"2026-10-16","source":"Optimal Blue Mortgage Market Indices (OBMMI)"},"savings_basis":{"comparison":"the assumable loan against a new loan for the same amount, at the same cash to close","includes":"principal and interest only","remaining_term_years":25,"remaining_term_assumed":true},"coverage":{"tier":"B","on_market":"off-market only: counts cover homes with a mortgage carrying an assumable loan"},"figures":{"assumable_homes":9647,"avg_assumable_rate":4.65,"avg_balance":162873,"avg_monthly_savings":197,"rate_bands":{"under_3":899,"3_to_4":2757,"4_to_5":2286,"5_and_over":3705}},"zip_codes":{"note":"The ZIP codes with the most assumable stock in this city, not every ZIP in it.","published":[{"name":"72204","page":"https://www.retrorate.com/assumable-mortgages/arkansas/little-rock/72204","data":"https://www.retrorate.com/assumable-mortgages/arkansas/little-rock/72204.json","assumable_homes":1879,"avg_assumable_rate":4.7,"avg_monthly_savings":137,"on_market_coverage":false},{"name":"72209","page":"https://www.retrorate.com/assumable-mortgages/arkansas/little-rock/72209","data":"https://www.retrorate.com/assumable-mortgages/arkansas/little-rock/72209.json","assumable_homes":1644,"avg_assumable_rate":4.86,"avg_monthly_savings":94,"on_market_coverage":false},{"name":"72210","page":"https://www.retrorate.com/assumable-mortgages/arkansas/little-rock/72210","data":"https://www.retrorate.com/assumable-mortgages/arkansas/little-rock/72210.json","assumable_homes":1082,"avg_assumable_rate":4.42,"avg_monthly_savings":264,"on_market_coverage":false},{"name":"72206","page":"https://www.retrorate.com/assumable-mortgages/arkansas/little-rock/72206","data":"https://www.retrorate.com/assumable-mortgages/arkansas/little-rock/72206.json","assumable_homes":1056,"avg_assumable_rate":4.82,"avg_monthly_savings":145,"on_market_coverage":false},{"name":"72211","page":"https://www.retrorate.com/assumable-mortgages/arkansas/little-rock/72211","data":"https://www.retrorate.com/assumable-mortgages/arkansas/little-rock/72211.json","assumable_homes":1029,"avg_assumable_rate":4.47,"avg_monthly_savings":268,"on_market_coverage":false},{"name":"72205","page":"https://www.retrorate.com/assumable-mortgages/arkansas/little-rock/72205","data":"https://www.retrorate.com/assumable-mortgages/arkansas/little-rock/72205.json","assumable_homes":1001,"avg_assumable_rate":4.62,"avg_monthly_savings":202,"on_market_coverage":false},{"name":"72103","page":"https://www.retrorate.com/assumable-mortgages/arkansas/little-rock/72103","data":"https://www.retrorate.com/assumable-mortgages/arkansas/little-rock/72103.json","assumable_homes":933,"avg_assumable_rate":4.8,"avg_monthly_savings":148,"on_market_coverage":false},{"name":"72223","page":"https://www.retrorate.com/assumable-mortgages/arkansas/little-rock/72223","data":"https://www.retrorate.com/assumable-mortgages/arkansas/little-rock/72223.json","assumable_homes":572,"avg_assumable_rate":4.5,"avg_monthly_savings":422,"on_market_coverage":false}]},"terms":{"publisher":"RetroRate (Assumable Technologies Inc.)","source":"RetroRate production data, from public data sources and county records","attribution":"Cite as RetroRate, with a link to the page URL.","contact":"press@retrorate.com","documentation":"https://www.retrorate.com/assumable-mortgages"}}