{"level":"city","name":"Tucson","state":"AZ","state_name":"Arizona","page":"https://www.retrorate.com/assumable-mortgages/arizona/tucson","parent":{"name":"Arizona","page":"https://www.retrorate.com/assumable-mortgages/arizona"},"counted_as_of":"2026-10-15","market_rate":{"value":7.3,"label":"average 30-year fixed rate","as_of":"2026-10-16","source":"Optimal Blue Mortgage Market Indices (OBMMI)"},"savings_basis":{"comparison":"the assumable loan against a new loan for the same amount, at the same cash to close","includes":"principal and interest only","remaining_term_years":25,"remaining_term_assumed":true},"coverage":{"tier":"B","on_market":"off-market only: counts cover homes with a mortgage carrying an assumable loan"},"figures":{"assumable_homes":39623,"avg_assumable_rate":4.45,"avg_balance":243581,"avg_monthly_savings":323,"rate_bands":{"under_3":8083,"3_to_4":11897,"4_to_5":4929,"5_and_over":14714}},"zip_codes":{"note":"The ZIP codes with the most assumable stock in this city, not every ZIP in it.","published":[{"name":"85756","page":"https://www.retrorate.com/assumable-mortgages/arizona/tucson/85756","data":"https://www.retrorate.com/assumable-mortgages/arizona/tucson/85756.json","assumable_homes":3223,"avg_assumable_rate":4.53,"avg_monthly_savings":326,"on_market_coverage":false},{"name":"85747","page":"https://www.retrorate.com/assumable-mortgages/arizona/tucson/85747","data":"https://www.retrorate.com/assumable-mortgages/arizona/tucson/85747.json","assumable_homes":3033,"avg_assumable_rate":4.41,"avg_monthly_savings":403,"on_market_coverage":false},{"name":"85730","page":"https://www.retrorate.com/assumable-mortgages/arizona/tucson/85730","data":"https://www.retrorate.com/assumable-mortgages/arizona/tucson/85730.json","assumable_homes":2961,"avg_assumable_rate":4.48,"avg_monthly_savings":286,"on_market_coverage":false},{"name":"85710","page":"https://www.retrorate.com/assumable-mortgages/arizona/tucson/85710","data":"https://www.retrorate.com/assumable-mortgages/arizona/tucson/85710.json","assumable_homes":2734,"avg_assumable_rate":4.36,"avg_monthly_savings":303,"on_market_coverage":false},{"name":"85706","page":"https://www.retrorate.com/assumable-mortgages/arizona/tucson/85706","data":"https://www.retrorate.com/assumable-mortgages/arizona/tucson/85706.json","assumable_homes":2609,"avg_assumable_rate":4.65,"avg_monthly_savings":236,"on_market_coverage":false},{"name":"85713","page":"https://www.retrorate.com/assumable-mortgages/arizona/tucson/85713","data":"https://www.retrorate.com/assumable-mortgages/arizona/tucson/85713.json","assumable_homes":1806,"avg_assumable_rate":4.58,"avg_monthly_savings":226,"on_market_coverage":false},{"name":"85711","page":"https://www.retrorate.com/assumable-mortgages/arizona/tucson/85711","data":"https://www.retrorate.com/assumable-mortgages/arizona/tucson/85711.json","assumable_homes":1540,"avg_assumable_rate":4.48,"avg_monthly_savings":273,"on_market_coverage":false},{"name":"85705","page":"https://www.retrorate.com/assumable-mortgages/arizona/tucson/85705","data":"https://www.retrorate.com/assumable-mortgages/arizona/tucson/85705.json","assumable_homes":1324,"avg_assumable_rate":4.66,"avg_monthly_savings":226,"on_market_coverage":false}]},"terms":{"publisher":"RetroRate (Assumable Technologies Inc.)","source":"RetroRate production data, from public data sources and county records","attribution":"Cite as RetroRate, with a link to the page URL.","contact":"press@retrorate.com","documentation":"https://www.retrorate.com/assumable-mortgages"}}