{"level":"city","name":"Mesa","state":"AZ","state_name":"Arizona","page":"https://www.retrorate.com/assumable-mortgages/arizona/mesa","parent":{"name":"Arizona","page":"https://www.retrorate.com/assumable-mortgages/arizona"},"counted_as_of":"2026-10-15","market_rate":{"value":7.3,"label":"average 30-year fixed rate","as_of":"2026-10-16","source":"Optimal Blue Mortgage Market Indices (OBMMI)"},"savings_basis":{"comparison":"the assumable loan against a new loan for the same amount, at the same cash to close","includes":"principal and interest only","remaining_term_years":25,"remaining_term_assumed":true},"coverage":{"tier":"B","on_market":"off-market only: counts cover homes with a mortgage carrying an assumable loan"},"figures":{"assumable_homes":19247,"avg_assumable_rate":4.43,"avg_balance":310425,"avg_monthly_savings":415,"rate_bands":{"under_3":4088,"3_to_4":5825,"4_to_5":2228,"5_and_over":7106}},"zip_codes":{"note":"The ZIP codes with the most assumable stock in this city, not every ZIP in it.","published":[{"name":"85212","page":"https://www.retrorate.com/assumable-mortgages/arizona/mesa/85212","data":"https://www.retrorate.com/assumable-mortgages/arizona/mesa/85212.json","assumable_homes":2930,"avg_assumable_rate":4.53,"avg_monthly_savings":515,"on_market_coverage":false},{"name":"85208","page":"https://www.retrorate.com/assumable-mortgages/arizona/mesa/85208","data":"https://www.retrorate.com/assumable-mortgages/arizona/mesa/85208.json","assumable_homes":1994,"avg_assumable_rate":4.53,"avg_monthly_savings":329,"on_market_coverage":false},{"name":"85204","page":"https://www.retrorate.com/assumable-mortgages/arizona/mesa/85204","data":"https://www.retrorate.com/assumable-mortgages/arizona/mesa/85204.json","assumable_homes":1978,"avg_assumable_rate":4.49,"avg_monthly_savings":354,"on_market_coverage":false},{"name":"85205","page":"https://www.retrorate.com/assumable-mortgages/arizona/mesa/85205","data":"https://www.retrorate.com/assumable-mortgages/arizona/mesa/85205.json","assumable_homes":1925,"avg_assumable_rate":4.42,"avg_monthly_savings":387,"on_market_coverage":false},{"name":"85209","page":"https://www.retrorate.com/assumable-mortgages/arizona/mesa/85209","data":"https://www.retrorate.com/assumable-mortgages/arizona/mesa/85209.json","assumable_homes":1794,"avg_assumable_rate":4.28,"avg_monthly_savings":428,"on_market_coverage":false},{"name":"85207","page":"https://www.retrorate.com/assumable-mortgages/arizona/mesa/85207","data":"https://www.retrorate.com/assumable-mortgages/arizona/mesa/85207.json","assumable_homes":1746,"avg_assumable_rate":4.25,"avg_monthly_savings":468,"on_market_coverage":false},{"name":"85206","page":"https://www.retrorate.com/assumable-mortgages/arizona/mesa/85206","data":"https://www.retrorate.com/assumable-mortgages/arizona/mesa/85206.json","assumable_homes":1239,"avg_assumable_rate":4.35,"avg_monthly_savings":373,"on_market_coverage":false},{"name":"85201","page":"https://www.retrorate.com/assumable-mortgages/arizona/mesa/85201","data":"https://www.retrorate.com/assumable-mortgages/arizona/mesa/85201.json","assumable_homes":1125,"avg_assumable_rate":4.53,"avg_monthly_savings":342,"on_market_coverage":false}]},"terms":{"publisher":"RetroRate (Assumable Technologies Inc.)","source":"RetroRate production data, from public data sources and county records","attribution":"Cite as RetroRate, with a link to the page URL.","contact":"press@retrorate.com","documentation":"https://www.retrorate.com/assumable-mortgages"}}